题目
题型：期末题难度：来源：
The money values we learn as children stay with us the rest of our lives. If you are a parent, teaching
your children the value of saving and investing will benefit them the rest of their lives. Here"s what you can
do:
Help your child begin to save. Open savings accounts for your children, and teach them how the bank
adds interest to their savings that makes their money grow. Encourage your children to save a little from
every bit of money they receive, such as allowances, birthday gifts, etc. You may even want to set up a
matching program, contributing fifty cents for each dollar your child saves.
Teach your child about stocks(股票). A child in elementary school can start learning about how
businesses work. Once your child understands the basics, ask him or her to think about some of the
businesses that might be good stock investments. Then use Morningstar Mutual Fund Guide(available at your library)to find a quality mutual fund that holds some of these companies, or a mutual fund that caters
to children such as the Stein Roe Young Investor Fund. Many funds accept regular monthly investments as low as $50 a month, so these funds can be a good way to teach children about the stock market while
saving for their college education.
Encourage early IRA(个人退休金账户)saving. The new Roth IRA is a great way for children who are working in summers or after school to begin saving for their future. Imagine how much money you"d have
today if you had saved $3,000 a year since you were a teenager!
Let your kids handle their own money. We all learn by doing, so letting your kids manage a segment of their budget(预算)will let them earn valuable financial lessons.They may make mistakes, but they will be
small mistakes that may help them avoid larger mistakes as adults.
B. How to Teach Your Children to Save
C. Tips for Saving for Children
D. Start Good Saving Habits Early
B. that you should provide enough money for children so that they can save some
C. that you encourage your children to compete with each other in saving
D. that you encourage your children by giving some extra money for them to save
B. in primary school
C. in middle school
D. in college
B. It accepts regular monthly investments.
C. It accepts small investments as low as $50 a month.
D. It caters to children who can afford small investments.
B. that they will know the difficulty of managing a budget
C. that they will avoid making bigger mistakes in the future
D. that they will share happiness of managing their own budget
答案
核心考点
试题【阅读理解 Ask savvy investors(投资者) how they learned their first lessons about mon】；主要考察你对题材分类等知识点的理解。[详细]
举一反三
"I rarely talk with my parents or grandparents, 4 I talk a lot with my old friends on QQ," said Fox"s Shadow, the online nickname(网名)used by a Senior 2 girl in China. "Eighty per cent of my classmates use QQ
5 school."QQ is the biggest messaging 6 in China. A record 4 million people used it on Saturday nights in October, 7 to Tencent, the company which developed QQ.
And Fox"s Shadow might well have been one of them. "I log in (登陆) on Friday nights, and Saturdays or Sundays when I feel 8 . I usually 9 about 10 hours chatting online every week,"she said. "But I rarely talk with 10 , especially boys or men."
Even though she likes chatting, she is careful about making 11 with strangers online. "You don"t know 12 you"re talking to. You should 13 be careful about who you trust online."
Many people would like to meet offline when they feel they have got to 14 someone very well. Fox"s Shadow once met one of her on
line friends face to face. It was a girl who was a comic fan like 15 and they went to a comic show together.However, not all teenagers have been so 16 . At the beginning of this year, a 17-year-old girl was killed after meeting a friend she had found on QQ. The criminals weren"t 17 until last month.
A 16-year-old Beijing boy, known online as Bart Simon, dislikes QQ users. "I used to chat on QQ, but I found that most people were talking 18 ," he said. Now he chats online in English, using MSN. But he spends little time chatting as he sees it as a 19 of time and money. "If you are really 20 to it, sometimes you just can"t cocentrate in class," he said.
| ( )1. A. improved ( )2. A. Whether ( )3. A. member ( )4. A. but ( )5. A. before ( )6. A. service ( )7 .A. granting ( )8. A. sleepy ( )9. A. take ( )10. A. friends ( )11. A. relation ( )12. A. who ( )13. A. often ( )14. A. know ( )15. A. herself ( )16. A. good ( )17. A. kept ( )18. A. uselessness ( )19. A. short ( )20. A. kept | B. become B. If B. part B. while B. at B. product B. depending B. tired B. cost B. adults B. touch B. that B. usually B. recognize B. her B. fortunate B. held B. noise B. lack B. held | C. changed C. When C. partner C. when C. after C. structure C. considering C. bored C. pay C. males C. contact C. whose C. sometimes C. tell C.anybody else C. safely C. caught C. nonsense C. waste C. addicted | D. increased D. Unless D. number D. still D. since D. organization D. according D. busy D. spend D. strangers D. friends D. these D. always D. judge D. everyone D. healthy D. killed D. rubbish D. little D. stuck |
| 阅读理解 | |||
| When you are curious(好奇的)about something, and want to know more about it, you can use the way of asking questions. Asking questions is the first step to make discoveries and find interesting answers. The steps below can guide you during the research(研究). Step 1 On a note card or piece of paper, write down the subject that you are interested in. Just get the main idea down. For example, you might write: Discover more about dinosaurs. Step 2 Next, stop and think for a moment about what you already know about your subject. List what you already know like the sentences below: (1)Dinosaurs lived long before human beings appeared. (2)Dinosaurs lived on the earth for more than 150 million years. (3)Some dinosaurs fed on plants, some on meat. Step 3 What can you do with what you want to learn? By asking questions. On your paper, start writing down questions about the dinosaurs as you think of them: (1)What"s the best weather for dinosaurs to live in? (2)How many kinds of dinosaurs are there? (3)Have dinosaurs really disappeared? Step 4 Armed with your list of questions, you can now go to the nearest library or computer to begin your research. As you learn more about your subject, you"ll probably discover some new questions.For example, you might di  scover that dinosaurs disappeared about 65 million years ago. Why? What happened? Asking new questions can help you research your subject more widely. The next time you find something interesting to research, take time to organize(组织)your thinking by asking good questions. And remember - learning more always bring more questions. | |||
| 1. When you do some research, you should take the following steps: _____. ①list what you want to know ②choose a research subject ③list what you already know ④discover new problems | |||
| A. ①④③② B. ②③①④ C. ③②④① D. ④③①② | |||
| 2. What does the underlined sentence "Armed with your list of questions" mean? | |||
| A.Putting your list of questions under your arm. B.Discussing your questions with your classmates. C.Writing down your list of questions. D.Taking your list of questions with you. | |||
| 3. According to the passage, which of the following is true? | |||
| A.You can find all the answers online. B. Learn more, and you"ll have no questions. C. During the research, you may keep finding new questions. D. Asking questions is the only way for research. | |||
| 4. The best title for this passage is _____. | |||
| A. Discovering Dinosaurs B. Asking Good Questions C. Finding Subjects D. Having Interesting Answers | |||
| 阅读理解 | |||
| A terrible mudslide (泥石流) swept through Zhouqu County in northwest China"s Gansu Province on August 7, 2010. Lots of people were killed and injured in the disaster (灾难), and some are still missing. Now the new school semester began. How about the students there? Up till now, most people including teachers and students are still living in the tents. The students should have started their new semester on August 15. However, the terrible mudslide disrupted the plan since two schools were damaged and three others were used as resettlement areas (安置区). The new semester had to be put off for ten days. Also, since many teachers were killed, parents were worrying that their children might not be able to go to school. Luckily, 54 teachers from neighboring areas were sent to Zhouqu County, and 12 volunteer teachers arrived there, too. Moreover, all the students got their textbooks and school things for free. On the first day of school, a girl said, "The disaster is weighing heavily on my mind (沉重 地压在我的心上). But today school begins. I"m with my classmates again. I feel so happy." Zhouqu County has two primary schools, two junior high schools and one senior high school. The students of the only senior high school had to start the new semester in a school in the neighboring area. Although the new school is far from their homes, they are happy to return to school. | |||
| 1. The underlined word "disrupted" means "______" in Chinese. | |||
| A. 实施 B. 打乱 C. 制定 D. 完善 | |||
| 2. The new school semester began on ______ in Zhouqu County. | |||
| A. August 7 B. August 15 C. August 25 D. September 1 | |||
| 3. What were the parents in Zhouqu County worrying? | |||
| A. There were no textbooks for their children. B. Their children had problems with their studies. C. The textbooks were too expensive for them to afford. D. There were not enough teachers to teach their children. | |||
| 4. From the underlined words the girl said, we can learn she is very _____. | |||
| A. sad B. afraid C. smart D. optimistic (乐观) | |||
| 5. Which of the following is NOT true according to the passage? | |||
| A. There are five schools in Zhouqu County. B. Many people had to live in the tents after the mudslide. C. The teachers now in Zhouqu County are much more than before. D. The terrible mudslide killed many people and affected people"s lives the | |||
| 阅读理解 | |||
| Traveling without a map in different countries, I find out about different "styles"(方式) of directions (方向)every time I ask "How can I get to the post office?" Foreign tourists are often confused (迷惑的) in Japan because most streets there don"t have name signs; in Japan, people use landmarks(地标) in their directions instead of street names. For example, the Japanese will say to travelers, "Go straight down to the corner. Turn left at the big hotel and go past a fruit market. The post office is across from the bus stop." People in Los Angeles(洛杉矶), the US, have no idea of distance on the map: they measure (衡量) distance (距离)by time, not miles. "How far away is the post office?" you ask. "Oh," they answer, "it"s about five minutes from here." You don"t understand completely, "Yes, but how many miles away is it, please?" To this question you won"t get an answer, because most probably they don"t know it themselves. People in Greece(希腊) sometimes do not even try to give directions because tourists seldom understand the Greek language. Instead, a Greek will often say, "Follow me." Then he"ll lead you through the streets of the city to the post office. Sometimes a person doesn"t know the answer to your question. What happens in the situation? A New Yorker might say, "Sorry, I have no idea." But in Yucatan, Mexico, no one answers "I don"t know." People there believe that "I don"t" is impolite. They usually give an answer, but often a wrong one. So a tourist can get lost very easily in Yucatan! However, one thing will help you everywhere in the world. It"s body language. | |||
| 1. Which one of the following is probably an example of Japanese directions? | |||
| A. "Go south two miles. Turn west and then go another mile." B. "Turn right at the hospital and go past a school. The library is right in front of you." C. "The post office is about five minutes from here." D. "The post office is at Street Kamira." | |||
| 2. People in Los Angeles don"t give directions in miles because ______. | |||
| A. they use landmarks in their directions instead of distance B. they prefer to lead you the way C. they often have no idea of distance measured by miles D. they prefer to use body language | |||
| 3. Greeks give directions by ______. | |||
| A. using street names B. using landmarks C. leading people the way D. giving people a wrong direction | |||
| 4. Where is Yucatan? | |||
| A. In the USA. B. In Japan. C. In Greece. D. In Mexico. | |||
| 5. Which of the following is NOT true? | |||
| A. People in Yucatan always give right directions. B. There are different ways to give directions in different parts of the world. C. People in some places give directions in miles, but people in other places give directions in time. D. A person"s body language can help you understand directions. | |||
| 阅读理解 | |||
| When something goes wrong, it can be very satisfying to say, "Well, it"s so-and-so"s fault. "or "I know I"m late, but it"s not my fault; the car broke down. " It is probably not your fault, but once you form the habit of blaming somebody or something else for a bad situation, you are a loser. You have no power and could do nothing that helps change the situation. However, you can have great power over what happens to you if you stop focusing on whom to blame and start focusing on how to remedy the situation. This is the winner"s key to success. Winners are great at overcoming problems. For example, if you were late because your car broke down, maybe you need to have your car examined more regularly. Or, you might start to carry along with you the useful phone numbers, so you could call for help when in need. For another example, if your colleague causes you problems on the job for lack of responsibility or ability, find ways of dealing with his irresponsibility or inability rather than simply blame the person. Ask to work with a different person, or don"t rely on this person. You should accept that the person is not reliable and find creative ways to work successfully regardless of how your colleague fails to do his job well. This is what being a winner is all about - creatively using your skills and talents so that you are successful no matter what happens. Winners don"t have fewer problems in their lives; they have just as many difficult situation to face as anybody else. They are just better at seeing those problems as challenges and opportunities to develop their own talents. So, stop focusing on "whose fault it is. " Once you are confident about your power over bad situations, problems are just s  tepping stones for success. | |||
| 1. According to the passage, winners . | |||
| A. deal with problems rather than blame others B. meet with fewer difficulties in their lives C. have responsible and able colleagues D. blame others rather than themselves | |||
| 2. The underlined word remedy in Paragraph 1 is closest in meaning to . | |||
| A. avoid B. accept C. improve D. consider | |||
| 3. When your colleague brings about a problem, you should . | |||
| A. find a better way to handle the problem B. blame him for his lack of responsibility C. tell him  to find the cause of the problem D. ask another person for help | |||
| 4. Which of the following is the best title for the passage? | |||
| A. Winner"s Secret. B. A Winner"s Problem. C. A Winner"s Opportunity. D. A Winner"s Achievement. |