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Four Insurance Policies You Can" t Do Without
A single gap in insurance coverage could wipe out the money that yon" ve earned for many years through your hard work.That" s why it" s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.
Health.Before selecting a policy from your employer or deciding among Medicare options, review your current health,predictable medical needs, and family status.This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you"ll never use.
Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.
Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn" t good enough, because you could end up recovering just a small part of their costs. Don" t forget flood and/or earthquake insurance if you live in a locate that has a possible tendency to these types of disasters.
Life. Empty nesters and retirees may. no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it" s still a must.
65. To have your insurance checkup every year is mainly because _______.
A. the gap in insurance coverage could cost you a large sum
B. the gap in insurance coverage could bring you benefits
C. some insurance agencies cover few of your policies
D. too many insurance companies prefer to sell coverage
66. _______ can be ignored while deciding among Medicare choices.
A. Your necessary treatment.                   B. Your personal health at present.
C. Your social status.                           D. Your predictable medical needs.
67. Which of the following is NOT true according to the passage?
A. Workers needn" t buy personal disability coverage if their bosses offer that
B. Insurance companies can secure the full value of private possessions
C. Earthquake insurance can cover replacement-cost caused by the disaster
D. Divorced or retired people may need life insurance for their dependents
68. We can infer that demand for insurance_______.
A. varies due to individual needs of coverage
B. stays the same whether you are working or not
C. increases when we move to a new place
D. decreases if we have a large family to support
答案

小题1:A
小题2:C
小题3:B
小题4:A
解析
         
核心考点
试题【Four Insurance Policies You Can" t Do WithoutA single gap in insurance coverage 】;主要考察你对题材分类等知识点的理解。[详细]
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  If you ask people to name one person who had the greatest effect on the English language, you will get answers like“Shakespeare”,“Samuel Johnson”and“Webster”but none of these men had any effect at all compared with a man who didn"t even speak English---William the Conqueror.
  Before 1066, in the land we now call Great Britain lived people belonging to two major language groups. In the west-central region lived the Welsh, who spoke a Celtic language, and in north lived the Scots, whose language, though not the same as Welsh, was also Celtic. In the rest of the country lived the Saxons, actually a mixture of Anglos-Saxons, and other Germanic and Nordic peoples, who spoke what we call Anglo-Saxon (or Old English), a Germanic Language. If this state of affairs had lasted, English today would be close to German.
  But this state of affairs did not last. In 1066 the Normans led by William defeated the Saxons and began their rule over England. For about a century, French became the official language of England while Old English became the language of peasants. As a result, English words of polities and the law come from French rather than German. In some cases, modern English even shows a distinction(区别) between upper-class French and lower-class Anglo-Saxon in its words. We even have different words for some foods, meat in particular, depending on whether it is still out in fields or at home ready to be cooked, which shows the fact that the Saxon peasants were doing the farming, while the upper-class Normans were doing most of the eating.
  When Americans visit Europe for the first time, they usually find Germany more“foreign”than France because the German they see on signs and advertisements seems much more different from English than French does. Few realize that the English language is actually Germanic in its beginning and that the French influences are all the result of one man"s ambition.
46.The two major languages spoken in what is now called Great Britain before 1066 were _____.
  A. Welsh and Scottish          B. Nordic and Germanic
  C. Celtic and Old English        D. Anglo-Saxon and Germanic
  47.Which of the following groups of words are, by inference, rooted in French?
  A. president , lawyer, beef        B. president , bread, water
  C. bread , field, sheep          D. folk , field, cow
48.Why does France appear less foreign than Germany to Americans on their first visit to Europe?
  A. Most advertisements in France appear in English.
  B. they know little of the history of the English language.
  C. Many French words are similar to English ones.
  D. They know French better than German.
49.What is the subject discussed in the text?
  A. The history of Great Britain.  B. The similarity of Great Britain.
  C. The rule of England by William the Conqueror. D. The French influences on the English language.
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Intensive Courses for Teachers of English
plus Teaching Knowledge Test ( TKT) Preparation
Who is the Teaching Knowledge Test (TKT) for?
Anglo-Continental has developed 2 to 4 week courses preparing candidates for the University of Cambridge" s TKT to develop the knowledge and teaching skills of people who teach English to primary, secondary and adult learners, and also people who are interested in teaching as a career. This qualification will help you to understand:
different methodologies for teaching
the " language of teaching"
the ways in which resources can be used
the key aspects of lesson planning
classroom management methods for different needs
Click here to go to the official Cambridge ESOL website for the TKT
http: //www. cambridgeesol, org/exams/teaching-awards/tkt, html
Click here for the TKT Course Schedule 2010
http: //www. anglo-continental, com/elv/uk/forms/TKT/TKT Course 2010. pdf
What does the TKT involve?
The methodology and language awareness lessons cover four TKT modules:
Module 1 -- Language and background to language learning and teaching
Describing language and language skills Using accurate terminology (术语)
Factors affecting how a learner learns
Comparing and evaluating different types of lessons
Module 2 -- Planning lessons and use of resources for language teaching
Planning and preparing a lesson or sequence of lessons
Selection and use of resources and materials
Module 3 -- Managing the teaching and learning process
Teachers" and learners" language in the classroom
Classroom management
TKT KAL Module -- Knowledge about language
Knowledge of the language systems (lexis, phonology, grammar, discourse) needed by teachers for planning and teaching their lessons
Awareness of the language needs of learners and the difficulties involved in learning a second language
Each module consists of 80 objective, multiple choice questions and takes 80 minutes to complete. A successful trainee will receive a University of Cambridge ESOL Certificate stating that he/she has passed the module (s). A University of Cambridge ESOL qualification will improve a teacher" s confidence, personal development and job prospects.
68. Who is the Teaching Knowledge Test (TKT) for?
A. Candidates for the University of Cambridge"s TKT.
B. Students in primary, secondary and universities.
C. Adult learners aiming to teach English abroad.
D. International students studying in Anglo-Continental.
69. Which of the following is excluded in the methodologies of the intensive courses?
A. Teaching how to teach language.                    B. Teaching how to plan lessons.
C. Teaching how to manage classroom.        D. Teaching how to do well in exams.
70. In which module can you learn how to analyze the learning difficulties of non-native learners of English?
A. Module 1.          B. Module 2.                C. Module 3.             D. TKT KAL Module.
71. What can the trainee expect with the University of Cambridge ESOL qualification?
A. He can believe he can do everything.             B. He can find more job opportunities.
C. He can pass the modules more easily.             D. He can pay less money to the courses.
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If you are a parent, grandparent, guardian, or anyone involved in bringing up a child, choosing the right school can be a hard decision. Your choice of school must be made carefully in order to provide the best education for your child.
If you are living overseas and are interested in a school over here, then please visit our International Zone. Similarly, if you are looking for an independent school abroad, you will also find useful information in our International Zone.
There are many things to consider.  Boarding (寄宿) school or day school? Senior, junior, or both? Single-sex or coeducational? Your child may have specific religious needs, a particular talent or a special educational need. How much does an independent education cost? Is help available if I can" t afford the fees? How do I apply for a place?
The ISC information & advice service is a free information service, established by the Independent Schools Council (ISC) to give advice on reliable independent schools in the UK and Ireland. A national information team working for the ISC information & advice service deals with thousands of enquiries (询问). In addition to our easy-to-use online School Search, we offer help, replies to enquiries, and a wealth of information about choosing and applying to an independent school.
You can get the ISC information & advice service in the following ways;
● Call 0845 SCHOOLS (7246657), our national helpline, which is continually manned from 9 am to 5 pm, five days a week.
●Send an email to information@ isc. co. uk
Email enquiries are replied to within one working day.
64. You can most probably find the above information __
A. on the Intemet  B. in the textbook  C. from a novel    D. in a guide book 65.The ISC information & advice service mainly gives information on __
A. language study                       B. boarding schools
C. British and Irish independent schools      D. British culture
66. Someone abroad can get quicker replies at 4:30 pm on Friday by __
A. emailing to information@ isc. co. uk
B. calling 0845 SCHOOLS (7246657)
C. going to the website of ISC information & advice service
D. visiting the website of International Zone
67.  An independent school can admit the following as students EXCEPT
A. grown-ups     B. only girls    C. both boys and girls    D. only boys
题型:不详难度:| 查看答案

The secret of happiness is to spend around £2.50 every day on somebody else.
To give a couple of pounds each day rather than to spend it on treats and fashion for yourself is the key to happiness, according to a new study.
Dr Elizabeth Dunn and her colleagues who did a national survey of 630 people in the United States found that people report greater happiness if they spend money more socially. That means spending on gifts for others or on charitable(慈善的) donations rather than spending on themselves.
"We wanted to test our theory that how people spend their money is at least as important as how much money they earn," says Dunn, who reports the work in Science.
The results from all three lines of research are quite the same.
"Regardless of how much income each person made," says Dunn, "those who spent money on others reported greater happiness, while those who spent more on themselves did not."
"Making a modest donation is enough to increase people"s happiness" the researchers conclude.
"These findings suggest that a very small change in spending, as little as £2.50, may be enough to produce real gains in happiness on a given day," says Dr Dunn.
The researchers call on governments to encourage people to spend more on others to help translate increased national wealth into increased national happiness.
Surveys have also shown that happiness levels have remained almost flat within developed countries even as incomes have increased in recent decades.
65.According to the survey, what kind of people have greater happiness?
A.People who can make enough money.
B.People who can buy whatever they want.
C.People who spend money on treats and fashion for themselves.
D.People who spend a modest amount of money every day on others.
66.The underlined word "flat" probably means______.
A.smooth       B.dull     C.same    D.interesting
67.Which of the following statements is true?
A.Researchers pay no attention to spending on others.
B.The government did much in helping others.
C."Science" in Paragraph 4 is probably a magazine.
D.The survey is very successful.
68.The purpose of the writer is to tell us______.
A.the secret of happiness.      B.money spent on friends.
C.link between money and happiness.   D.difference between national wealth and happiness.
题型:不详难度:| 查看答案

Come prepared: When you arrive at a race, your bike should be in race-ready condition.
Chain Management: Chain damage is still the number one problem with mountain bikes. Keeping your chain clean and well-oiled will help, as will frequent chain replacement. Periodic inspection of your chain for wear, stretch and damage may save you a long walk home.
Packing Tape: This can be used for rims trips, boots for fractured tires and a dozen more makeshift repairs. If you"ve flown to the race, it also saves you from having to borrow tape to close up your bike box for the flight home. Other musts: safety pins and plastic zip ties.
Pre-race: Visual inspections before any serious off-road ride, carefully examine the area where the tire hooks onto the rim and remove any foreign objects which could cause premature(比预期早的)tire wear.
Tire Pressure: Check tire pressure before race start. The recommended pressure is noted on the tire sidewall, usually 40 lbs., many racers run 50 lbs., or more for less rolling resistance.
Be Self-Contained: Make sure you are self-contained. Bring your own drinking water, food and first aid kit. Also have tools, spare parts, tubes, quick fills and a chain tool. Never suppose you can just borrow these items from a friend.
Post-race Visual Inspections: Inspect your bike after completing each event, especially before competing in a downhill event. Re-inspect before packing your bike for the trip home.
Have Fun!
73. This passage is written for those who _______.
A. go in for outdoor activities                        B. love cycling in other places
C. will join in mountain bike races                 D. are preparing for a marathon
74. The writer seems to advise the racers ________.
A. not to replace chain frequently                   B. not to take an extra chain
C. to bring less while racing                          D. to have higher tire pressure
75 The passage is organized in order of _______.
A. importance             B. time                      C. readers" interest       D. place
76. From the passage we can safely say that _______.
A. a foreign tire is a guarantee for the cyclist to win the race
B. the biggest trouble for the race is that nobody will help you
C. a downhill event causes more damage to the bike than an uphill one
D. regular inspection is a must before, during, and even after the race
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