题目
题型：浙江省月考题难度：来源：
A. Prepare for Rainy Days
B. Watch Your Spending
C. Get Aggressive
D. Start Saving
E. Set the Goal
F. Save More
Steps to Retire a Millionaire
Having a million-dollar portfolio is a retirement dream for many people. Making that dream come
true requires some serious effort. While success is never a sure thing, the steps outlined below will go
a long way toward helping you achieve your objective.
1. ____
Vacations, car, kids and all of life"s other expenses take a big chunk out of your paycheck. To maximize
your savings, you need to minimize your expenses. Buying a home you can afford and living a lifestyle
that is below your means and not funded by credit cards are all necessities if you want to boost your
savings.
2. ____
If you don"t save, you"ll never reach your goal. As obvious as this might seems, far too many people
never even start to save. If your employer offers a 401(k) plan, enrolling in the plan is a great way to
put your savings on autopilot. Simply sign up for the plan and contributions will be automatically taken
out of your paycheck, increasing your savings and decreasing your immediate tax liability.
If your employer offers to match your contributions up to a certain percentage, be sure to contribute
enough to get the full match. It"s like getting a guaranteed return on your investment. Finding the cash
to stash may be a challenge, particularly when you"re young, but don"t let that stop you from pursuing
future riches.
3. ____
Studies have shown that the majority of the returns generated by an investment are dictated by the
asset-allocation decision. If you are looking to grow your wealth over time, fixed-income investments
aren"t likely to get the job done, and inflation can take a big chunk out of your savings.
Investing in equities entails more risk, but is also statistically likely to lead to greater returns. For many
of us, it"s a risk we have to take if want to see our wealth grow. Asset-allocation strategies can help
you learn how to make picking the right mix of securities the core of your investing strategy.
4. ____
Part of long-term planning involves accepting the idea that setbacks will occur. If you are not prepared,
these setbacks can put a stop to your savings efforts. While you can"t avoid all of the bumps in the road,
you can prepare in advance to mitigate the damage they can do.
5. ____
Your income should rise as time passes. You"ll get raises, you"ll change jobs, and maybe you"ll get
married and become a two-income family. Every time more cash comes in to your pocket, you should
increase the amount that you save. The key to reaching your goal as quickly as possible is to save as
much as you can.
答案
核心考点
试题【阅读理解。 阅读下列材料, 从所给的六个选项(A、B、C、D 、E 和 F )中, 选出符合各小题要求的最佳选项.选项中有一项是多余选项.A. Pr】；主要考察你对题材分类等知识点的理解。[详细]
举一反三
Red Cliff is the most expensive and ambitious Asian-financed film ever. Last week I saw the release of
the second part, and boy oh boy does it shows.
But watching the film as a foreigner I felt I was missing out on something. Not knowing my Cao Cao"s
from my Zhou Yu"s, I was not even sure whom I wanted to win. Certainly after the opening scene, in
which Cao Cao is seen watching a game of Cuju, an ancient Chinese variation of football, I knew who
had my support. After all, any man who enjoys his football is someone after my own heart. But after Cao Cao resorted to some evil strategies against his enemies in the south, I wasn"t so sure he was the man I
should be rooting for.
And there is a lot more to Red Cliff 2 than just extravagant battle scenes. The film does not take itself
too seriously. Conversations between leaders are littered with one-liners, many of which had the audience
in laughter. There is even enough to keep fans of more romantic entertainment happy too. This includes a
charming relationship between a southern spy(侦探)and an innocent northern soldier. The characters"
interaction provides some genuinely heart-warming moments in the middle of the battle.
Clocking in at(结束于)around two hours, the film certainly does justice to the history story. When I
walked out the cinema, I felt as drained(精疲力竭) as Cao Cao"s soldiers must have 1,800 years ago.
1. By expressing "boy oh boy" in the first paragraph, the author seems to show that _______.
A. the film characters are like boys who are childish.
B. the film provides amazing and surprising scenes for audience.
C. the film is suitable for younger boys to watch.
D. the film scene is so bloody that boys shouldn"t watch it.
2. When did the author change his attitude toward Cao Cao?
A. When he read the history story about Cao Cao.
B. When he saw Cao Cao was watching a game of Cuju,
C. When he realized that Cao Cao took some bad measures to beat his enemies.
D. When he saw the romantic love story of Cao Cao and a southern spy.
3. The following factors of the film are all mentioned in the passage except_______.
A. high budget
B. leading roles
C. actors and actress
D. conversations
4 . From the passage we can infer that_______.
A. the author is a football fan in a foreign country.
B. Cuju is the name of an ancient Chinese variation of football.
C. the film Red Cliff 2 lasts about two hours.
D. the author was very tired after about two hours" battle.
Your safety and the security of your personal property are of the primary concern to those of us who
welcome you as our guest. We urge you to take advantage of the following suggestions.
YOUR VEHICLE
Lock your vehicle and do not leave money or valuable items inside. We are not responsible for their
loss.
TRAVELING
Be good at noticing things around you when sightseeing or traveling. Stay in well-lit and heavily traveled
areas. Don"t display large amounts of cash.
GUEST ROOM SECURITY
For additional security use the deadbolt (插锁) provided on your door and make sure the windows are
locked. As an additional precautious measure, please secure the secondary locks provided. Do not admit anyone to your room without first making identification. A one-way viewer is provided in your door to
assist with identification. If there is any doubt about the person"s identity, please contact the Front Desk.
SAFETY BOXES
Do not leave money or valuables in your room or vehicle. We provide free safety boxes for your use.
Hotel is not responsible for items left in room valued over $200.
KEYS
Safeguard your key. Please do not leave it in the door. Do not give your key to others or leave it
unattended. Please leave your key at the Front Desk when you check out.
REPORTING
Please report any suspicious activity, or safety concerns to management.
FIRE
Please familiarize yourself with the nearest fire exits. Report fire or smoke to the hotel operator. In the unlikely event of a fire, please move quickly and calmly to the nearest safe exit and leave the building. Avoid the use of elevator.
1. The suggestions are most probably from ______.
A. a hotel manager
B. a police officer
C. an experienced traveler
D. a tour guide
2. Which of the following is TRUE?
A. It is advised to travel to places where there are few people.
B. The hotel is not responsible for anything you lose.
C. Don"t report to the manager unless you are sure something is going wrong.
D. You"d better use the deadbolt and the secondary locks for safety.
3. If you feel doubtful about a stranger who knocks at the door, you should _____.
A. let the person in after you have got his/her name
B. open the door to check the person"s ID card
C. call the Front Desk to make sure D. contact the local police for assistance
4. What does the underlined part "In the unlikely event of a fire" mean?
A. In case a fire happens, though it is not very possible
B. If a fire happens when some big events are taking place.
C. In case a fire happens in a public building.
D. If a fire breaks out and it is getting out of control.
network loads Web pages more quickly, true GPS functionality allows it to easily find places nearby, and
the new $199 price (down from $400) makes it an affordable luxury.
Before deciding whether to buy, however, make sure you can actually take advantage of the iPhone
3G"s high-speed data network. 3G stands for third-generation, which in non-geek speak translates to
Web pages and mail messages that, ideally, load about three times faster than on the original iPhone.
Even better, 3G coverage enables you to make a phone call and surf the Web at the same time. That"s
great, if you live or work in a place where the 3G network of AT&T(美国电话电报公司) (the sole
wireless carrier of the iPhone) is active. That"s not so great in cities like New York where AT&T"s
cellular coverage is awful. As one of my colleagues in New York City, who bought the original iPhone,
commented, "It"s just a toy. You can"t make phone calls on it, so I carry my Verizon phone with me all
the time."
The real fun begins when you tap on the icon called "App Store" and start browsing the hundreds of
add-on applications that have been developed just for the iPhone. You"ll find tons of games (I like Jirbo
Break, a free game inspired by the Atari classic Breakout) and mobile versions of popular websites like
Pandora, Facebook, MySpace and the New York Times. Most apps will cost you, but the vast majority
are $9.99 or less. The apps work on the old iPhones too, but you"ll enjoy them a lot more on the iPhone
3G because many of the programs, including Yelp (local business reviews), Whrrl (mobile social
networking) and UrbanSpoon (restaurant reviews), use your exact location - provided by the iPhone
3G"s GPS chip - to make recommendations. The apps also load much faster over the 3G network.
1. The new iPhone 3G has following features except that _______
A. It looks and feels better
B. It has a faster network
C. It is easy to locate a place
D. It is too expensive for people to buy
2. Why do one of my colleagues carry Verizon phone with him all the time? ______.
A. Because iPhone 3G is just a toy.
B. ecause he prefers Verizon phone better.
C. Because AT&T"s cellular coverage is terrible there
D. Because Verizon phone enables him make a phone call and surf the Web at the same time
3. Which of the following statements is NOT true according to the passage. ____.
A. App Store will offer you great fun.
B. many apps have been developed for the iPhone.
C. Most apps are very expensive.
D. Pandora, Facebook, MySpace and the New York Times are popular websites.
4. From the passage we know that the attitude of the author toward iPhone 3G is _____.
A. doubtful
B. appreciative
C. optimistic
D. pessimistic
become a negative record in their personal credit reports, which are playing an increasingly big role in
people"s daily lives. A story carried by Chongqing Morning Post in June, underlines this trend.
According to the report, a Chongqing student borrowed money from the bank to finance his university
studies. After he graduated in 2005, he went to work in Shenzhen. Later, he wanted to buy a house using
loans. But several banks turned down his loan applications. The reason was that he had not paid back
1,500 yuan he borrowed from a bank when he was at university.
A personal credit rating is becoming an essential "pass" in everyday life, as China establishes a
nationwide credit database. Personal credit systems go back 150 years. In developed countries,
enterprises and banks use them to decide whether or not to loan money or do other business with a
person.
A credit report estimates the credit worthiness of an individual, a company, or even a country. It is
an evaluation made by credit bureaus of a borrower"s overall credit history and his or her ability to repay
debt. A poor credit rating means a high risk of defaulting on a loan, and thus leads to the refusal of a loan
by the lender.
Today in China, credit history in banks is the major content of a credit report. But in the future,
reports will include information about the payment of telephone bills, water use fees, electricity and
natural gas bills, and taxes, according to officials of the People"s Bank of China, the central bank.
Personal information such as appearance, genetic data, fingerprints, blood type, disease history,
ethnic identity, family and religious beliefs are not to be included in credit reports, according to a draft
regulation on credit rating issued last year by the Sate Council. The authors of the draft have just finished
soliciting(征求) public opinions.
The Credit Reference Center run by the People"s Bank of China is in charge of developing a
nationwide credit database. Credit reports for all people with bank transactions (交易)began in 2006.
A personal credit rating is important to the social and economic activities of a person. According to
the draft, if you have a personal negative credit record, it will be kept for five years.
1. The author took the story as an example in order to ________.
A. tell us the story of a Chongqing student
B. warn us of the importance of our personal credit report
C. encourage us to use credits widely
D. inform us to apply for a loan at university
2. Credit reports will include the following except ________.
A. taxes
B. telephone bills
C. genetic data
D. water use fees
3. According to the passage, which of the following statements is TRUE?
A. Personal credit systems go back 150 years in China.
B. Credit reports began in 2006 in China.
C. Credit history in banks is the only content of a credit report.
D. You can turn to the People"s Bank of China for the information about your credit report.
4. What"s the best title for the passage?
A. Credit Really Counts
B. Credit in China
C. A Credit Report Rating
D. Credit Report Contents
"Be 1 to people." This sounds quite common, but I"ll never 2 my father telling me that. I was
ten, and I had been rude to someone. He said, "There is no 3 in being rude to anyone at any time.
You never know who you"re going to meet later in life. 4 , you don"t change anything by being rude.
5 you don"t get anywhere."
" 6 that you can do anything you want to do. Don"t let anyone say, "You"re not 7 enough…it"s
too hard…it"s a bad 8 …no one has done that before…girls don"t do that. My mom gave me that
advice in 1973. And it 9 me to never worry about what others were saying about my 10 direction.
"Always do the 11 job you can do at whatever you"re assigned, even if you think it"s 12 ." Jerry
Parkinson, an assistant advertising manager and my boss at P&G, told me this in 1979. Here I had just
13 from Harvard Business School(HBS), and I was assigned to determine 14 the hole in the Ivory
shampoo bottle should be: 3/8 of an inch or 1/8 of an inch．I did research, focus groups …and I would
come home at night 15 how I had gone from HBS to this. But later I realized that any job you"re given
is a(n) 16 to prove yourself.
"Don"t be a credit hog(吝惜赞扬的人). If you"re 17 in the neighborhood of good things, good
things will 18 to you." Tom Tierney, who was my boss at Bain in 1981 and is now on the eBay board,
told me this. It"s 19 ? You get ahead by crediting other people.
Finally, in 1998, I was in New York 20 the big celebration as eBay went public(上市). My husband
is a doctor. I called into his operating room and told him the great news. And he said, "That"s nice."