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Nine out of 10 people have run up unsecured debt and many fear they will never be able to pay back what they owe, a survey has claimed.
Around 89% of people aged between l|8 and 35 said they owed money on a credit card, loan or overdraft, the research showed.
A third of people admitted they did not think- they would ever be debt-free, 54% of whom said they would always need to borrow money in order to fund the lifestyle they wanted.
One in five of these people also claimed they were not worried about the possibility of their debts being passed on to their next of kin if they died before they were repaid.
Just over half who owed money said they did not feel in control of their debt, with 8% admitting they had needed to ask for help with repayments from a friend or family member.Eight out of 10 people also told the research for discount website MyVoucherCodes.co.uk that they thought it was too easy to borrow money through their bank or on credit cards.
Farhad Farhadi, MyVoucherCodes.co.uk’s personal finance expert, said: "The majority of British adults owe money m some way, shape or form, but to see that almost a third think they’ll never be free c ^ from debt is quite alarming.
"When borrowing money from any source, how you are going to repay it should always be in the back of your mind.
"A lot of people don’t-really think about ’die consequences of borrowing money and it can be easy to get complacent, but keeping it all under control should be a priority from the off.Only borrow what you really think you can afford to pay back."
小题1:The best title for this passage is_________.
A.I’ll die in debt, say one in threeB.Desperate British
C.The beginning of the endD.Borrowing money from any source
小题2:Which of the following is NOT true?    
A.Most British adults are in debt in some v/ay.
B.It is hard for the British to borrow money through their bank.
C.Lots of people do not take repaying money seriously.
D.This passage is a warning for the British.
小题3:What does the underlined phrase mean?  
A.end withB.from the start
C.ever sinceD.fore ever
小题4:What does Farhad mean by saying "the majority of British adults owe money in some way, shape or form"? 
A.It is natural to owe money m Britain so there in no need to worry.
B.It is natural to owe money in Britain as long as you are in control.
C.It does not matter to owe money in Britain if you are rich enough.
D.It seems that the British enjoy owing money in some way.

答案

小题1:A
小题1:B
小题1:B
小题1:B
解析

小题1:主旨题:从第三段的句子:One in five of these people also claimed they were not worried about the possibility of their debts being passed on to their next of kin if they died before they were repaid.可知三分之一的认为会带着债务死去。选A。
小题1:细节题:从第五段的句子:that they thought it was too easy to borrow money through their bank or on credit cards.可知在银行借钱是容易的。选B。
小题1:猜词题:句意:一开始就要控制住。选B
小题1:句意理解题:从后面的句子:but to see that almost a third think they’ll never be free c ^ from debt is quite alarming.可知只要在控制之内,大部分英国人都欠债很正常。选B。
核心考点
试题【Nine out of 10 people have run up unsecured debt and many fear they will never b】;主要考察你对题材分类等知识点的理解。[详细]
举一反三
Holding a cell phone against your ear or stalling it in your pocket may be hazardous to your health.
This paraphrases a warning that cell phone; manufacturers include in the small print that is often tossed aside when a new phone is purchased.Apple, for example, doesn’t want iP hones to come closer to you than 1.5 centimeters; Research In Motion, Blackberry’s manufacturer, recommends 2.5 centimeters.
If health issues arise from cell phone use, the implications are huge.Voice calls - Americans chat on cell phones 2.26 trillion minutes annually - generate $109 billion for the wireless carriers.
Devra Davis, an epidemiologist who has worked for the University of Pittsburgh, has published a book about cell phone radiation, "Disconnect." The book surveys scientific research and concludes the question is not settled.
  Brain cancer is a concern that Ms. Davis examines. Over all, there has not been an increase in its incidence since cell phones arrived. But the average masks an increase in brain cancer in the 20-to-29 age group and a drop for the older population.
  "Most cancers have multiple causes," she says, but she points to laboratory research that suggests low-energy radiation could damage cells that could possibly lead to cancer.
  Children are more vulnerable to radiation than adults, Ms. Davis and other scientists point out. Radiation that penetrates only five centimeters into the brain of an adult will reach much deeper into the brains of children because their skulls are thinner and their brains contain more absorptive fluid. No studies have yet been completed on cell phone radiation and children, she says.
  Henry Lai, a research professor in the bioengineering department at the University of Washington, began laboratory radiation studies in 1980 and found that rats exposed to radiofrequency radiation had damaged DNA in their brains.
  Ms. Davis recommends using wired headsets or the phone’s speaker. Children should text rather than call, she said, and pregnant women should keep phones away from the abdomen.
小题1:We can infer from the passage that________.
A.Cell phone may do harm to our health if we hold it against our ear or store in our pocket
B.Devra Davis thinks that there are many factors contributing to cancer.
C.The increase in brain cancer in the young adults may have something to do with cell phone
D.Children are more likely to be affected by radiation
小题2:According to the passage, how could children avoid being hurt by cell phone radiation?
A.They can keep cell phones away from the abdomen.
B.They can send short massage instead of making phone calls directly.
C.They can pay more attention to the small print on the phone.
D.They should use more advanced cell phones.
小题3:From this passage we can learn that.________.
A.American cell phone manufacturers did not give any warning to their customers
B.American cell phone manufacturers benefit greatly from their products
C.Scientists have found the connection between brain cancer and ceil phone
D.Cell phone should be banned because of the increase in brain cancer
小题4:In which column can we most probably read this passage?
A.Advanced technology.B.Entertainment.
C.Science and life.D.Celebrity.

题型:不详难度:| 查看答案
Now I’m a senior high school student in Grade Two . I feel that school life is a little hard , just as my friends said . However , a hard life doesn’t have to mean a boring one at all .
School life is not just about studying and getting high marks . Getting involved in student clubs can be a unique and unforgettable experience .
Wang Tian enjoys Tuesday afternoons more than any other time of the week . Why ? Well , that’s when Wang and 47 other members of the DIY ( do it yourself ) club learn to make things such as rondo flowers ( 丝网花 ) and cross-stitch( 十字绣 ). Wang also knows how to knit scarves and make clay accessories( 小饰件 ). They even sell their products to raise money for poor students !
When Chen Mo started the High School , there was a drama club and a rock band , but no street dance club . So the girl started one . “Street dancing is dynamic and helps us relax and keep fit ,” Chen said . There are around 30 students in Chen’s club . They practice dance skills on Sundays . Sometimes they go to street dance performances in the city . “We watch , learn and make friends . People in this circle are actually very nice and sweet ,” she said .
There are dozens of clubs for me to choose from , such as basketball club or science club . But I love the translation club best . The 30 club members get together once a week . With the help of a volunteer teacher , I’ve learned the general principles of professional translation . It’s the first step to becoming a good translator . Besides ,after attending this club , my English has improved a lot .
I like my school life very much . And I believe whether a life is meaningful or not depends on the person who leads it .
小题1:Which of the following statements is TRUE according to the passage ?
A. The members in the DIY club sell their products to raise money for the club .
B. There are more members in the DIY club than in the translation club .
C. Chen Mo joined the street dance club and played an important part in it .
D. The members of the translation club meet on Tuesday afternoon .
小题2: How many clubs are mentioned in the passage ?
A. 5B. 6C. 7D. 8
小题3:The underlined word dynamic in Paragraph 4 means __________.
A. energeticB. helpfulC. challengingD. attractive
小题4: If you want to improve your English , you’ll probably join the _______.
A. DIY clubB. science clubC. drama clubD.translation club
小题5:We can infer that _____________.
A.the writer feels the new school life is hard
B.the writer’s friends feel the new school life is hard
C.the writer is pleased with his new school life
D.every student leads a meaningful life in the new school

题型:不详难度:| 查看答案
Heading off to college this year? Here are some fashion tips from our experts you should keep in mind:
Dress to impress: Stylist and business consultant Daniela Smith says, “Girls should keep in mind that your college professors will often be the bridge that connects you to your future career and your classmates will become your professional network. You don’t need to dress like you’re going to the office, but you should display an ability to properly present yourself with appropriate maturity and confidence, and look put together.”
Logo mania (品牌狂热症): Wearing the logos of brands aimed at younger customers physically identifies you as part of that age group, so consider the targeted age group of the stores you shop at. It’s tempting to load up on logos, especially well-known logos that signify high-end brands. But consider this: college is a time of self-discovery, a chance to develop your own personal style. Instead of wearing logos head to toe, “walking advertisement”-style, why not express who you really are?
Wear real pants! The combination of leggings and baggy shirts is all too common on college campuses. Smith points out that leggings, yoga pants, and sweatpants are entirely unacceptable in public unless you’re exercising. Although leggings worn as pants are a common trend among high school and college girls, they are not an appropriate choice for daywear. As a young woman, your style choice should begin to reflect your maturity level. So, get rid of leggings and wear real pants!
Keep the cute factor to a minimum: Stay away from sweaters and T-shirts with smiling animals, cartoon characters, or Hello Kitty on them. Sure, kittens might be cute, but they’re not doing you any favors in the style department. Dressing too cutesy can take years off your look, and not necessarily in a good way!
小题1:The second paragraph indicates the importance of ________.
A.impressing professors
B.getting on well with classmates
C.creating a professional image
D.dressing appropriately
小题2:The author believes that college girls should ________.
A.choose a logo that suits their age
B.try to load up on well-known logos
C.use logos to show who they are
D.find their identity by trying different logos
小题3:The author recommends wearing real pants because ________.
A.leggings and baggy shirts are too common
B.yoga pants and sweatpants are not as comfortable
C.real pants can present you with appropriate maturity
D.people like real pants better than the other pants
小题4:What’s the writer’s attitude towards sweaters with animals on them?
A.They make people look lovely.
B.They are very fashionable these days.
C.They will show you’re an animal lover.
D.They are not suitable for college-aged students.
小题5:In which magazine would you most likely find this passage?
A.Business Week.B.Parents.C.In style.D.Travel & Leisure.

题型:不详难度:| 查看答案
请认真阅读下列短文,并根据所读内容在文章后表格中的空格里填入一个最恰当的单词。注意:每个空格只填1个单词。请将答案写在答题卡上相应题号的横线上。
Health researchers have noticed that some groups of people are more consistently healthy than others, and wondered… Is it race? Income? Where you live? In the United States, these disagreements in health outcomes have been the focus of intense research for the past several decades.
Harvard University health policy researcher Ellen Meara says scholars have found some clues as to why some groups of people have more or less disease than others. She says one important factor in people’s health is the amount of education they have.
In her most recent paper, Meara looked at data from the United states census. These counts of people occur every 10 years. Meara and her colleagues examined data from several decades.
“We looked at life expectancy(预测寿命) at age 25,” Meara says.
“How many additional years can you expect to live if you arrive at age 25 and your education has stopped at high school, or sooner? Versus how many years, can you expect to live if you’ve reached aged 25 and you’ve gone on to at least some college…”
Meara says they found that in 1990, a 25-year-old who only had some secondary school could expect to live for a total of 75 years. In 2000, a 25-year-old with some secondary education could also expect to live to the age of 75.
In contrast, for a better educated 25-year-old, they could expect to live to the age of 80 in 1990. Someone with a similar education level in the year 2000, could expect to live to be more than 81 years, 81.6 years to be exact.
Meara says, not only do better-educated people live longer to begin with, but in the past ten years, more educated people have made gains in the length of their lives. Meanwhile, the life expectancy hasn’t changed for less educated people.
Some of these gains can be explained. Meara says researchers know that people who are more educated are more likely to quit smoking cigarettes, or not start at all, compared to people with less education.
“I think it’s a reminder not to be satisfactory,” Meara says. “Just because a population overall appears to be getting healthier, it doesn’t always mean that those advantages and successes that many people have enjoyed really extend into all parts of the population. And I think that’s something to really pay attention to regardless of whether you live in the US or elsewhere.”
Meara points out that education can often determine income---people with more education frequently make more money. This makes them aware of health care, and purchase other resources and services that can keep them healthier. But the data on income do NOT show that people who make more money are automatically healthier.
Meara says education is key. People need to be educated in order to take advantage of opportunities for better health.
Title
The Amount of 小题1:Contributes to People’s Health
 
The less educated people
The 小题2:______ educated people
Comparisons
In 1990
They could live for 75 years
They could live to the age of 80
In 2000
Their life expectancy was the same as in 1990.
They could live to the age of 81.6 小题3:____
小题4:___ of the research
In the past ten years
Their life expectancy remained 小题5:_____.
They’ve made gains in the length of their lives, partly due to their 小题6:__ smoking.
People are getting healthier, but it doesn’t mean that the advantages and successes extend into all parts of the 小题7:____.
Education小题8:____income.
People with more education make more money
Getting more money helps to increase their小题9:___ of health care, which can keep them healthier.
小题10:____
Education is the key to better health.
 
题型:不详难度:| 查看答案
Many college-bound freshmen are worrying about more than just who their roommates will be this fall. They may also be nervous about the well-known fact that they are likely to gain weight this school year. Or will they? While many of us remember the extra weight that showed up right around the start of our college careers, we are not always clear on how much weight we realize gained or why.
Many nutrition experts and psychologists think that it is the change in environment and the stress of a new beginning that cause the typical college freshmen to gain extra pounds. As students start a new stage of their lives, many eat to deal with the stress of change or loneliness. Often, college students are making meals or choosing foods independently for the first time in their lives. If they live in the college dormitory, they have a wide variety of foods to select from that may be higher in calories and fatter than the foods they consumed living at home. In addition, college social events usually center around food. I clearly remember sitting in my dorm cafeteria for two or three hours on a Saturday morning socializing with my new friends. Instead of eating only one meal, we would start with breakfast, eat throughout the duration of our socializing, and finish with lunch. Food also makes an appearance after late-night parties, as part of a school day, or simply to break the monotony(单调 ).
So will this year"s typical freshmen really gain 15 pounds? According to a 2006 Tufts University study, students enrolling in college this fall will gain weight, but maybe not the assumed 15 pounds. Based on the students surveyed, the study found that men can expect to gain an average of 6 pounds and women an average of 4.5 pounds during the freshman year.
小题1:According to the passage, it is obvious that __________.
A.the foods the freshmen had at home may be healthier than those in the dorm cafeteria
B.to break the monotony, the students should start with breakfast, and finish with lunch
C.the students should eat to deal with the stress of change or loneliness in new situations
D.the boys may gain less pounds than the girls during the first year in the college
小题2: Nutrition experts and psychologists think that __________.
A.students should get used to the stress of change through foods they had at home
B.the new environment and the stress have something to do with the students" extra pounds
C.students should know in what way they gain so much weight
D.choosing foods independently can make people lose weight naturally
小题3:From the writer"s experience, the writer thinks that ____________.
A.foods in the dorm cafeteria are all higher in calories and fatter
B.the best way to break the monotony is through breakfast, lunch and supper
C.students in college will gain an average of about 5.25 pounds every fall
D.social events in the college are usually celebrated around food
小题4:This passage is mainly about ______________.
A how and why the freshmen gain extra pounds  
B. the experience of the freshmen in the college
C. the freshmen with trouble in a new environment
D. the views of the nutrition experts and psychologists about gaining weight
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