EVERYBODY in this world is different from one another. But do you know that understanding differences can help you better manage your money?
As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it’s not easy to change later in life.
Financial experts say that everyone also has their own belief of how to manage their finances. This is part of our value system and it has a great impact on the way we look after our money.
According to our different values, experts put us in three categories. They are: the ant, the cricket and the snail.
The ant—works first
Just like ants who work heart and soul in summer in order to store food for winter, these people don’t care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk.
The cricket—fun first
The cricket wants to enjoy everything now and doesn’t think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings. When they get old, they might have problems. They should learn to save and buy insurance.
The snail—lives under pressure
The snail refers to people who make life difficult for themselves. They take big long-term loans from the bank in order to buy things such as luxury houses. They are happy to take big loans even though they are not sure they can afford it. This can cause problems in the future. They should plan more carefully.
小题1:We can learn from the text that _____.| A．we spend money because we have earned it | | B．saving money is a good way to manage money | | C．your way of managing money is a reflection of your value or belief | | D．spending money is a wiser way |
小题2: Of the three types of people, the one that has no weakness is _____.| A．the ant | B．the snail | C．none of them | D． the cricket |
小题3:If you had three dollars, you would spend all of it. Which type do you belong to?| A．The cricket | B．The ant | C．The snail | D．None of them |
小题4:The text tells us mainly about _____.| A．understanding differences | | B．our own values and beliefs | | C．living behaviors of small animal | | D．spending nature |
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小题1:C
小题2:C
小题3:A
小题4:D |
试题分析：这是一篇社会生活类短文。在我们成长的过程中，我们逐渐形成了一套自己的价值观或者人生理念。你的价值观会影响到你的花钱方式，在理财方面你属哪一类呢？
小题1:细节题。作者在第二段中提到“These are influenced by society, our family, the education we receive and so on”，这些价值观或信念是在社会、家庭和我们所受到的教育等因素的综合作用下产生的。选C
小题2:细节题。根据不同的理财理念，专家把人们分为3大类：蚂蚁型、蟋蟀型和蜗牛型。蚂蚁型。根据最后一段“They take big long-term loans from the bank in order to buy things such as luxury houses”的意思可知：蜗牛型的人为了买豪华住房，他们宁愿选择巨额的长期贷款。蟋蟀型的When they get old, they might have problems. They should learn to save and buy insurance.老了就会有问题，蜗牛型的The snail refers to people who make life difficult for themselves.生活很困难，所以都有缺点，选C。
小题3:推断题。根据倒数第二段“They should learn to save and buy insurance”两句可知，作者认为蟋蟀型的人“应当存点钱，买些保险”由此可推断出有三美元要都花完的人是蟋蟀型品质的人。选A
小题4:主旨大意题。纵观全文，可知本文主要讲叙的是人们的价值观和理财观念。选D |
核心考点
试题【EVERYBODY in this world is different from one another. But do you know that unde】；主要考察你对
题材分类等知识点的理解。
[详细]举一反三
I was driving in my car the other day. The sun was out, the radio was playing, and I was ____ along. The song was a ____ one and even my weak voice sounded good singing it. Then it ____, however. The sweet sound of the music ____ and there came the ____ news. Gas prices ____ again. Fans of two sports teams got into fight. I sighed and wondered about this ____ world we live in.
____, I could take no more and turned off the _____. Silence seemed preferable to listening to ____ else about the crazy, competitive society we live in. I slowed down as I entered a town and ____ the people as I drove by. A tall man was ____ an elderly lady out of a car and helping her place her walker so she could go into store. A smiling woman was ____ food onto the square while a dozen birds flew down to enjoy the ____ being laid out before them. A young man was walking along, carrying his ____ safely in his arms. When the daughter pulled the hat off his head, they both ____. I laughed too as I looked at all of his ____. The radio may have been off in my car, _____ in my heart I was _____ singing.
In truth, this world could have more kindness and less _____. Kindness makes us all winners in this life and our life is full of kindness, love and joy.
| 小题1: | | A．talking | B．singing | C．walking | D．driving |
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| 小题2: | | A．long | B．boring | C．joyful | D．sad |
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| 小题3: | | A．appeared | B．remained | C．happened | D．stayed |
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| 小题4: | | A．ended | B．continued | C．jumped | D．fell |
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| 小题5: | | A．sports | B．business | C．unpleasant | D．welcome |
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| 小题6: | | A．cut | B．changed | C．going down | D．going up |
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| 小题7: | | A．exciting | B．interesting | C．unusual | D．crazy |
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| 小题8: | | A．Finally | B．Generally | C．Secretly | D．Calmly |
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| 小题9: | | A．television | B．radio | C．gas | D．lights |
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| 小题10: | | A．anything | B．everything | C．something | D．nothing |
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| 小题11: | | A．touched | B．watched | C．avoided | D．recognized |
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| 小题12: | | A．freeing | B．protecting | C．helping | D．keeping |
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| 小题13: | | A．collecting | B．moving | C．covering | D．throwing |
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| 小题14: | | A．water | B．bread | C．grass | D．food |
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| 小题15: | | A．daughter | B．son | C．dog | D．cat |
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| 小题16: | | A．stopped | B．stood | C．laughed | D．shouted |
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| 小题17: | | A．weakness | B．kindness | C．loneliness | D．safeness |
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| 小题19: | | A．still | B．just | C．soon | D．first |
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| 小题20: | | A．silence | B．development | C．competition | D．sickness |
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If you’re like most kids, you’ve probably made more than a few paper airplanes in your day. But how many kids can say their paper airplanes have been built life-size and then flown? At least one: 12-year-old Arturo Veldenegro of Tucson, Arizona, who won the Pima Air& Space Museum’s first annual Great Paper Airplane Project Fly-Off in March 2012.
“ The purpose of the competition is to inspire and draw kids’ interest in science and flight,” says Tim Vimmerstedt, director of the museum.
About 150 kids entered the competition. The young designers learned about how airplanes fly and then set to work designing their own planes.
Arturo designed and built his airplane. When hen was finished, he took his plane to the flight area and let it fly, outdistancing the other competitors in all age groups. At last, Arturo’s airplane flew the farthest---more than 75 feet!
As the winner, Arturo got to meet with a team of engineers, which took his design and made a bigger one. The new paper airplane might have been the largest one ever built! Arturo named his large paper airplane Arturo’s Desert Eagle.
Later a helicopter tried to lift the paper airplane over the Arizona desert, but it was unsuccessful. Engineers worked for eight hours to repair it for a second try. This time, the helicopter managed to raise it to 2700 feet and then set the plane free.
Arturo watched as his plane flew through the sky at speeds of up to 98 miles per hour for 10 seconds before falling to pieces.
“I felt happy but sad,” Arturo says, “ It flew really well, but it was sad to see it destroyed.”
But that wasn’t the end of Arturo’s Desert Eagle. The Pima Air & Space Museum collected the pieces of the broken plane and put them on show to inspire other young engineers to reach for the sky.
小题1:According to the text, the Great Paper Airplane Project Fly-Off competition _______| A．has been held many times | | B．can only be entered by kids | | C．is to choose the largest plane | | D．is held by a team of designers |
小题2:The underlined word ”outdistancing” in Para 4 means ________| A．looking for | B．believing in | C．throwing away | D．leaving behind |
小题3:What do we know about the paper airplane Arturo built?| A．It flew the highest | B．It flew for 20 minutes | | C．It flew more than 75 feet | D．it took him eight hours to build |
小题4:In the end, Arturo’s Desert Eagle ______| A．was made into a helicopter | | B．was produced in many places | | C．was sold to a team of engineers | | D．was put on show in the museum |
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Joe is interested in getting exercise and competing on a team. He reads about the events at the local pool and finds the perfect activity.
Swimming Programs
Summer Swim Team
Join a Summer Swim Team and compete with other swimmers! The program is offered at eight different local pools for youths to 17 years old. The season runs June 21—August 21. Practices are daily (Monday through Friday) throughout the summer. The championship meet(冠军赛) is August 21. Cost: $50.00
Pools & Practice Times
Buckman 2-3 P.M. Montavilla 8-9 A.M.
Creston 7-9 A.M. Peninsula 4-7 P.M.
Dishman 8-9 A.M. Pier noon-1 P.M.
Grant 8-10 A.M. Sellwood 7-9 A.M.
Junior Swim Instructor
Two weeks, 20 hours of instruction, two hours per day for children 11-14 years old. Pre-training for youths interested in becoming swim instructors($45 per child)
Two weeks, 30 hours of instruction, three hours per day for children 11-14 years old. Pre-training in lifeguarding, and customer service ($45 per child)
Junior Swim Instructor & Junior Lifeguard Training Dates
June 28-July 9 August 9-August 20
June 12-July 23 August 23-September 3
June 26-August 6
Special Offer
Anyone who takes part in both junior swim instructor and junior lifeguard programs at the same time need only spend $75 instead of $90 for 50 hours of training.
Register Online
You can now register online! Visit our website at http://www.example.com You can choose an area of town, a specific local center, a program, or search for classes which can meet the needs of students of different ages. Just visit our website, and you’re on your way!
小题1:If Joe joins the Summer Swim Team, he _____
A. needs to pay $45.00
B. begins training at 6 A.M.
C. has to practice for two months
D. needs to practice for 7 days a week
小题2:Anyone who wants to be a junior swim instructor should _____| A．be 11-14 years old | | B．pay the instructor by the hour | | C．do at least 30 hours of training | | D．be an experienced junior lifeguard |
小题3:What’s the main purpose of this text?| A．To introduce Joe’ s hobbies. | | B．To introduce a new website. | | C．To introduce several swimming pools | | D．To introduce some swimming activities. |
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Sometimes ideas do not appear when you are concentrating your attention and mysteriously appear when you are not. Modern science recognizes this as a result of incubating (酝酿) the problem in your subconscious (潜意识) yet can"t account for why it occurs.
When you quit thinking about a subject and decide to forget it, your subconscious mind doesn"t quit working. Your thoughts keep making associations. This is why you"re experienced suddenly remembering names, getting solutions to problems you"ve forgotten about, and ideas out of the blue when you"re relaxing and not thinking about any particular thing.
You may try solving a problem with your subconscious mind by writing a letter to it. The letter should read just like a letter you would send to a real person. Seal the letter and put it away.
Let go of the problem. Don"t work on it. Forget it. Do something else. This is the incubation stage when much of what goes on occurs outside your focused awareness, in your unconscious. Open the letter in two days. The answer might magically pop into your mind.
An advertising agency was under pressure to come up with a marketing campaign to introduce new television shows. Bob, the creative director, wrote the following letter which he addressed to his subconscious mind. He called his subconscious mind "Secret Expert".
Secret Expert,
I need to come up with a new marketing program to introduce a new season of TV shows. I"m interested in coming up with some kind of campaign that will capture the audience"s attention more than one time. Is there something people need that we can advertise on? What kind of products, foods and services should we investigate? I need a fresh approach to advertising. Your mission is to give me a new idea on how to advertise TV shows.
Thanks, Bob
Bob mailed the letter to himself and when he read what he had written, he got his brainstorm, which was to advertise on "eggs". Somehow an association between "foods", "need", and "fresh" approach" inspired the thought of using "fresh eggs to advertise". He arranged to place laser imprints of the slogans for the TV shows on eggs —some thirty million.
The consumers look at a single egg at least a few times, when they buy the eggs at the store, when they transfer them to the refrigerator, and when they crack them open. It"s unlike any other ad medium in the world, because you"re looking at it while you"re using it.
小题1:You remember names when you"re not thinking about them because your subconscious mind ____.| A．is still working | B．is full of names | | C．stops working | D．improves your memory |
小题2:Which of the following was included in Bob"s letter to his subconscious mind?| A．How the solution could be found. | | B．When he would need its help. | | C．What product could be advertised | | D．What he wanted it to do |
小题3:During the incubation stage, your focused awareness _____.| A．waits for an answer | B．controls your thoughts | | C．doesn"t work | D．helps your unconscious |
小题4: In what way did the ad on eggs help?| A．It helped Bob to get a brainstorm | | B．It made the TV shows known to people repeatedly. | | C．It greatly increased the sales of eggs. | | D．It made sure consumers could get fresh eggs. |
小题5:Which of the following can be the best title for the passage?| A．Difference between Subconscious and Awareness | | B．A fresh Approach to Advertising | | C．Communicating with Your Subconscious Mind | | D．Solving problems with your Subconscious Mind |
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The survey about childhood in the Third World shows that the struggle for survival is long and hard. But in the rich world, children can from a different kind of poverty — of the spirit. , one Western country alone now sees 14, 000 attempted suicides ( 自*** ) every year by children under 15, and one child five needs psychiatric (心理上的) advice.
There are many good things about in the Third World. Take the close and constant relation between children and their parents, relatives and neighbors for example. In the West, the very nature of work puts distance between and children. But in most Third World villages mother and father do not go miles away each day to work in offices. , the child sees mother and father, relations and neighbors working and often shares in that work..
A child in this way learns his or her role through joining in the community"s ：helping to dig or build, look after animals or babies -- rather than playing with water and sand in kindergarten, keeping pets playing with dolls.
These children may grow up with a less oppressive sense of space and time than the children. Their sense of days and time has a lot to do with the change of seasons and positions of the sun or the moon in the sky. Children in the rich world, , are provided with a watch as one of the signs of growing up, so that they can along with their parents about being late for school times, meal times, bed times, the times of TV shows …
Third World children do not usually to stay indoors, still less in high-rise apartments. Instead of dangerous roads, "keep off the grass" signs and "don"t speak to strangers", there is often a sense of to study and play. Parents can see their children outside rather than observe them from ten floors up.
, twelve million children under five still die every year through hunger and disease. But childhood in the Third World is not all
| 小题1: | | A．come | B．survive | C．suffer | D．learn |
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| 小题2: | | A．As usual | B．In fact | C．For instance | D．In other words |
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| 小题4: | | A．childhood | B．poverty | C．spirit | D．survival |
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| 小题5: | | A．neighbors | B．fathers | C．adults | D．relatives |
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| 小题6: | | A．Anyhow | B．Instead | C．However | D．Still |
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| 小题7: | | A．away | B．alone | C．nearby | D．along |
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| 小题8: | | A．working | B．living through | C．playing | D．growing up |
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| 小题10: | | A．by | B．through | C．from | D．with |
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| 小题12: | | A．Western | B．good | C．poor | D．Eastern |
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| 小题13: | | A．at any moment | B．at the same time | C．on the other hand | D．on the whole |
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| 小题14: | | A．easiest | B．quickest | C．happiest | D．earliest |
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| 小题15: | | A．care | B．worry | C．hurry | D．fear |
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| 小题16: | | A．dare | B．expect | C．have | D．require |
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| 小题17: | | A．freedom | B．danger | C．disappointment | D．control |
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| 小题18: | | A．eagerly | B．anxiously | C．impatiently | D．proudly |
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| 小题19: | | A．Above all | B．In the end | C．Of course | D．What"s more |
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