题目
题型：不详难度：来源：
One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don’t get it. But to make money, you must be financially literate. “It bothered me that I didn’t understand this stuff,” says Steve, “so I read books and magazines about money management and investing, and I asked every financial whiz (能手) I knew to explain things to me.”
He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars，cable bills, furniture) and stayed in their home long after they went for an expensive vacation. They also put 20 percent of their annual salary into investments.
Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, ‘I need to refinance my house — what should I do? ‘A lot of times, I wouldn’t know the answer, but I’d go to find it and learn something in the process,” he says.
In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal Mart. He also started going to real estate investment seminars, and it’s paid off: He now owns $ 30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.
“I was an engineer who never thought this life was possible, but all it truly takes is a little self education,” says Steve. “You can do anything once you understand the basics.”
小题1:The underlined part “live below their means” (in Paragraph 3) probably means “______”.
| A．take effective measures | B．live a miserable life |
| C．spend more money than they had | D．spend less money than they had |
| A．has been unwilling to help others |
| B．hasn’t stopped learning from practice |
| C．has been willing to follow others’ advice |
| D．has stopped to invest in houses |
| A．A self made engineer |
| B．How to balance your checkbook |
| C．Don’t avoid investing |
| D．Educate yourself to become a millionaire |
| A．self education is very important to one’s life |
| B．everyone should learn how to invest in their life |
| C．Steve Maxwell was quite interested in finance classes in college |
| D．Steve became rich because he saved every penny he had earned |
答案
小题1:D
小题2:B
小题3:D
小题4:A
解析
试题分析：本文讲述了Steve从自己的经历中取得经验，开始的时候他也不会理财，后来经过学习，合理花钱有节制，最终成为了百万富翁，通过这个情况告诉我们如何理财。
小题1:D 推理题。根据该句的下一句They never bought on impulse, always negotiated better deals (on their cars，cable bills, furniture) and stayed in their home long after they went for an expensive vacation.说明他们量入为出，有节制，不乱花钱。故D的说法正确。
小题2:B 推理题。根据倒数1,2行‘A lot of times, I wouldn’t know the answer, but I’d go to find it and learn something in the process,” he says.说明他一直在学习，故B正确。
小题3:D 主旨大意题。本文讲述了Steve从自己的经历中取得经验，开始的时候他也不会理财，后来经过学习，合理花钱有节制，最终成为了百万富翁，通过这个情况告诉我们如何理财。故D正确。
小题4:A 推断题。Steve从自己的经历中取得经验，开始的时候他也不会理财，后来经过学习，合理花钱有节制，最终成为了百万富翁，他的所有的成功都是通过自己的个人努力，自我教育实现的。故A正确。
点评：本文讲述了Steve从自己的经历中取得经验，开始的时候他也不会理财，后来经过学习，合理花钱有节制，最终成为了百万富翁，通过这个情况告诉我们如何理财。考查推理题为主，要求考生仔细审题，认真地考虑题目及选项，结合上下文的语义进行合理的推测和判断。
核心考点
试题【When Steve Maxwell graduated from college, he had an engineering degree and a hi】；主要考察你对题材分类等知识点的理解。[详细]
举一反三
In this expansive land, many children grow up with a heroic sense of life, where ideas are big, and hope springs forever. When they experience temporary failures, they are encouraged to redouble their efforts, to “Try, try again.” Action, efficiency, and achievement are valued and expected. Free will is respected in laws and enforced by courts.
Now consider places in the world with much smaller land, whose history reflects wars and tough struggles: Northern Ireland, Mexico, Israel, Palestine. In these places, destiny’s role is more important in human life. In Mexico, there is a history of hard life, fighting over land, and loss of homes. Mexicans are more likely to see struggles as part of their life and unavoidable. Their passive attitude is expressed in their way of responding to failure or an accident by saying “ni modo” (“no way” or “tough lick”), meaning that the failure was destined.
This variable is important to understanding cultural conflicts. If someone believing in free will crosses paths with someone more passive, miscommunication is likely. The first person may expect action and responsibility. Failing to see it, he may conclude that the second is lazy, not cooperative, or dishonest. The second person will expect respect for the natural order of things. Failing to see it, he may conclude that the first is forcible, rude, or big headed in his ideas of what can be accomplished or changed.
小题1:The author thinks that one’s character is partly determined by ________.
| A．physical senses | B．general attitude |
| C．financial background | D．geographic characteristics |
| A．impractical | B．dishonest | C．ambitious | D．hesitant |
| A．a topic of a discussion | B．a branch of knowledge |
| C．a person being experimented on | D．a person under the power of others |
| A．vast land may lead to a more controllable desire |
| B．heroic sense of life roots deeply in a small country |
| C．living in limited space contributes to an accepting attitude |
| D．fighting over land helps people gain high levels of confidence |
A Wind In Montana is a marvelous tale of two teenagers, Rory Coleman and Victoria Beach, high school students at the same school, who struggle to make the right decision for themselves. As each of them nears adulthood, they become more concerned with the future and setting goals that will bring them happiness and fulfillment.
Without any advice from his parents, Rory chooses to pursue a profession in chemistry, applies for a chemistry scholarship, and determines to do everything he can to achieve it. Along the path, Rory finds that even though he has a plan, there are obstacles that could prevent him from realizing his goals. Victoria’s struggles are different from Rory’s. Although her father has decided that she should become a professional musician, Victoria has other plans for her life. Together, Rory and Victoria attempt to follow their dreams, despite the obstacles in their paths. A Wind In Montana contains a lesson for all teens about to enter adulthood － that disappointment and setbacks (挫折) are going to occur no matter how determined they are and that they need to develop skills along the way that will help them deal with them effectively.
There are so many major decisions facing teens today －social, parents, other influencing adults and school work － and there’s no guarantee that their plans will succeed, even if they make the so-called “right” decisions. A Wind In Montana explores how two teenagers struggle with their own unique decisions and how the choices they make affect their lives.
Mitch Davies’ book stands out among today’s teen books that deal with imaginary situations. A Wind In Montana is a real story about real people facing real-life situations. It’s entertaining and also helps readers think about their own lives and offers various ways to handle situations that may arise.
小题1:According to the passage, both Rory and Victoria _____.
| A．have a strong sense of self | B．work hard at their courses |
| C．go against their parents | D．get along well with others |
| A．the value of A Wind In Montana |
| B．Mitch Davies’ achievements |
| C．Mitch Davies’ writing style |
| D．the content of A Wind In Montana |
| A．involves some imaginary situations |
| B．is based on real-life experiences |
| C．focuses on responsibilities teens should take |
| D．discusses the future of young adults |
| A．To speak highly of an author. | B．To report a piece of news. |
| C．To review a book | D．To collect materials for a book. |
Born in 1955 into a rural family, Mo 38 out of school and became a farmer when he was a(n) 39. He joined the military and devoted himself to 40 after Chinese literary circles started rethinking deeply the Cultural Revolution.
Mo"s novel "Big Breasts & Wide Hips" tells a story of a mother who struggled and suffered 41 and tangled (缠结的) fates with Chinese people in the 20th century. His more recent work "Frog" more directly 42 China"s one-child family policy, which helped 43 the country"s population explosion 44 brought tragedies to farmers in the past 60 years.
"I think the reason why I could win the 45 is that my works present lives with unique Chinese 46 , and they also tell stories from a viewpoint of 47 human beings, which goes beyond differences of nations and races," Mo said to Chinese journalists. Mo also said many 48 arts originated from his hometown, such as clay sculpture, paper cuts, traditional new-year paintings, have 49 and influenced his novels.
Mo"s prize may give powerful encouragement to the country"s writers as the more 50 of Chinese lives their works are, the more possible they 51 as a world literature.
As the world"s fast-developing country with a long history, China will 52 meet conflicts with western civilizations.__53_, the country faces internally a wide gap between the rich and the poor, 54 environment pollution and an aging population. Paying more attention to such 55 , Chinese writers may create more works that record the nation"s journey to rejuvenation(复兴).With more Chinese writers like Mo, the world could learn a more real China. Perhaps, this is another reason for the Swedish Academy"s choice. (words:338)
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Many people think that college bookstores are the most convenient source for textbooks. Titles are usually kept and students may purchase new textbooks or choose to buy second-hand books and save money. But the money saved by purchasing second-hand textbooks from college bookstores is small compared to the amount they could save by shopping online.
More and more online booksellers have begun selling textbooks at heavily discounted prices. Online second-hand bookstores are another source for college books as they keep a large number of textbooks, which means sizable savings for students. Students should avoid purchasing their textbooks at the first store that they surf online since there are so many ‘unreal’ booksellers on the Net. Price isn"t the only factor to consider when making an online purchase. Students should also consider shopping costs and delivery time when making their decision.
Online auctions(拍卖) are another option for students seeking a bargain. This option, however, has its pros and cons. A plus is that students can get incredibly cheap books. One problem is that while online bookstores have a system in place that ensure you receive your order within a reasonable amount of time, with an auction purchase, however, you must depend on the auction seller"s timetable.
One way that students can really save is by getting books for free. Project Gutenberg is one resource that English majors will find invaluable. Here students can legally download a huge collection of classic novels. In the past students needing help with their studies would often have to spend a lot of money buying expensive study guides. Today that is no longer the case. Cash-strapped students can now visit the website SparkNotes for free downloadable study guides as well as classics.
小题1:Which of the following is the best title of this passage?
| A．Learning to Save on Textbooks | B．Why Buy Textbooks |
| C．Online Shopping | D．Tips for Buying Secondhand Textbooks |
| A．College bookstores. | B．Online used bookstores. |
| C．Online auctions. | D．Second-hand bookstore centres. |
| A．professionals and conservatives | B．joy and sadness |
| C．advantages and disadvantages | D．processes and conditions |
| A．a government project aimed at helping English majors |
| B．a project to help poor students get free learning materials |
| C．a website for English majors to get the guides from language experts |
| D．a website for students to get free sources for English learning |
| A．the cost of textbooks in college is low compared to the amount spent on tuition |
| B．online auctions are perfect for students seeking text books |
| C．students should visit many websites before buying their books |
| D．students should consider shopping costs and delivery time above all else when making their buying decision |
So, what exactly are you supposed to say when “thank you” is only the 20th most popular way to express gratitude? According to a recent survey, 19 other ways of expressing appreciation finished ahead of “thank you” in a poll of 3,000 people.
Pollsters(民测调查员) found almost half of those asked preferred the more informal “cheers”, while others liked to use such expressions as “ta”, “great” and “nice one”.
So, just what is the appropriate form of words to express your thanks?
Fortunately, the clue is in the language itself. “Cheers”, despite its popularity, is considered an informal way to say thank you — and this is a definite clue as to when you can best use it.
For instance, when going for a drink with friends, a smile and a “cheers” by way of thanks is not only appropriate to the situation, it is also culturally accurate.
“Ta”, originated from the Danish word “tak”, was the second-most popular expression of thanks, and is also commonly used in informal situations, along with phrases such as “nice one”, and “brilliant”. Interestingly, one word that didn’t make it into the top 20 was “thanks”, Thank you is shorter, more informal cousin.
“Thanks” can be useful, as it is able to bridge the divide between the formality of “thank you” and the downright relaxed “cheers”.
Certain words can double as an expression of thanks as well as delight. Again, the words themselves offer the clue as to when best to use them.
For example, words like “awesome”, “brilliant” and “you star” featured highly in the new poll and they can hint at both your pleasure at someone’s action, as well as serving to express your thanks. If you are on the receiving end of a “new” thank you, you can respond with a simple “no problem”, or “sure”.
Of course, in certain circumstances, a simple wave, nod or smile may be appropriate. For instance, if a car driver slows down to let you cross the road, simply raising your hand in acknowledgement is enough to show that you appreciate the driver’s consideration.
Sometimes, formality is necessary, and “thank you” is still the best choice in such situations. But students should not worry about when exactly to use certain expressions.
Many people in Western countries are worried that good manners are in decline. People are tired of seeing their acts of kindness and service pass without comment. So don’t think your “thank you” is clumsy or awkwardly formal. The chances are, if you said “thank you”, you made someone’s day. You star.
小题1:We can tell from the results of the poll that __________.
| A．people are unconcerned about politeness nowadays. |
| B．“thank you” remains the best expression of gratitude. |
| C．there is a variety of expressions of appreciation. |
| D．there are more formal expressions than informal ones. |
| A．Thanks. | B．Sure. | C．Nice one. | D．Cheers. . |
| A．show their gratitude to others. | B．behave themselves well. |
| C．continue their acts of kindness. | D．stop worrying about bad manners. |
| A．How to Appear More Polite . | B．Ways to Show Gratitude. |
| C．Never hesitate to Say “Thank You”. | D．Good Manners in Decline! |
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