题目

英语翻译
Mary Smith is just 25 and beginning to save for retirement.She is planning to save 10% of her salary in a Roth 401k each year at the beginning of each year (of course this is somewhat unrealistic).Her salary is currently $60,000 per year.Her company matches the first 6% of her salary by putting in $1 for every $2 that Mary puts in.Her salary is expected to grow 4% per year until retirement at age 65 (at the beginning of the year).At that time,she expects to live another 30 years.Prior to retirement,Mary expects to earn 8% per year while during retirement she expects to earn 5% per year due to a more conservative allocation.Ignore taxes for all calculations.

提问时间：2020-10-30

答案

玛丽刚好25岁,开始为退休存款.她计划以Roth 401K方式在每年年初存入本人工资的10%,（当然,不一定现实), 她目前年薪为6万美金,公司另补足6%. 即,她每存入2美元,公司再补她1美元.预计她的工资每年上涨4%' 一直到她的退休年龄65(当年的开'始）. 在这时,预计她还可以再活30年.退休前玛丽计划每年要挣8%而退休后她计划只挣5%, 基于保守的分配.所有计算忽略税收.