Parents should help their children understand money.__1___So you may start. talking about money
when your child shows an interest in buying things , candy or toys , for example.
l. The basic function of money
Being explaining the basic function of money by showing how people trade money for goods or
services. It"s important to show your child how money is traded for the thing he wants to have. If he
wants to have a toy, give him the money and let him hand the money to the cashier.__2___ When your
child grows a bit older and understands the basic function of money , you can start explaining more
complex ways of using money.
2. Money lessons
Approach money lessons with openness and honesty. ___3___ If you must say no to a child"s
request to spend money, explain, " You have enough toy trucks for now. " Or, if the request is for many
different things, say, " You have to make a choice between this toy and that toy. "
3.___4____
Begin at the grocery store. Pick out similar brands of a product-a name brand butter and a generic
(无商标产品 ) , for example. You can show your child how to make choices between
different brands of a product so that you can save money. ___5___ If he chooses the cheaper brand,
allow him to make another purchase with the money saved. Later, you may explains how the more
expensive choice leaves less money for other purchases.
A. Wise decision.
B. The value of money.
C. Permit the child why he can or cannot have certain things.
D. Talk yourself what things that cost money are most important to you.
E. Ask yourself what things that cost money are most important to you.
F. Talk about how the money bought the thing after you leave the toy store.
G. The best time to teach a child anything about money is when he shows an interest.
when it comes to money. The findings , the first in a series of reports from NatWest that has started a
five-year research project into teenagers and money, are particularly worrying as this generation of young
people is likely to be burdened with greater debts than any before.
University tuition fees (学费) are currently capped at £3 , 000 annually, but this will be reviewed
next year and the govemment is under enormous pressure to raise the ceiling.
In the research, the teenagers were presented with the terms of four different loans but 76 percent
failed to identify the cheapest. The young people also predicted that they would be eaming on average
£31,000 by the age of 25, although the average salary for those aged 22 to 29 is just £17 ,815. The
teenagers expected to be in debt when they finished university or training, although half said that they
assumed the debts would be less than £10 , 000. Average debts for graduates are £12 ,363.
Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns
NatWest, said, "The more exposed young people are to financial issues, and the younger they become
aware of them, the more likely they are to become responsible, forward-planning adults who manage
their finances confidently and effectively. "
Ministers are deeply concemed about the financial pressures on teenagers and young people because
of student loans and rising housing costs. They have just introduced new lessons in how to manage
debts. Nikki Fairweather, aged 15 , from St Helens, said that she had benefited from lessons on
personal finance, but admitted that she still had a lot to learn about money.
B. University tuition fees in England have been rising.
C. Teenagers tend to overestimate their future eamings.
D. The students" payback ability has become a major issue.
B. to improve the school facilities
C. to increase the upper limit of the tuition
D. to lift the school building roofs
B. should learn to manage their finances well
C. should maintain a positive attitude when facing loans
D. benefit a lot from lessons on personal finance
B. Teenagers in Britain are heavily burdened with debts.
C. Financial planning is a required course at college.
D. Young people should become responsible adults.
classes so early in the morning. It may not be that the students who nod off at their desks are lazy. And
it may not be that their parents have failed to enforce (确保) bedtime. Instead, it may be that biologically
these sleepyhead students aren"t used to the early hour.
" Maybe these kids are being asked to rise at the wrong time for their bodies, " says Mary Carskadon,
a professor looking at problems of adolescent (青春期的) sleep at Brown"s School of Medicine.
Carskadon is trying to understand more about the effects of early school time in adolescents. And , at
a more basic level, she and her team are trying to learn more about how the biological changes of
adolescence affect sleep needs and patterns.
Carskadon says her work suggests that adolescents may need more sleep than they did at childhood ,
no less,as commonly thought.
Sleep patterns change during adolescence, as any parent of an adolescent can prove. Most
adolescents prefer to stay up later at night and sleep later in the morning. But it"s not just a matter of choice-their bodies are going through a change of sleep patterns.
All of this makes the transfer from middle school to high school-which may start one hour earlier in
the morning-all the more difficult , Carskadon says. With their increased need for sleep and their
biological clocks set on the "sleep late , rise late" pattern, adolescents are up against difficulties when it
comes to trying to be up by 5 0r 6 a. m. for a 7 : 30 a. m. first bell. A short sleep on a desktop may be
their bodies" way of saying,"l need a timeout. "
B. it is biologically difficult for students to rise early
C. students work so late at night that they can"t get up early
D. students are so lazy that they don"t like to go to school early
A. turn around
B. agree with others
C. fall asleep
D. refuse to work
B. Adolescents have to choose their sleep patterns.
C. Adolescents sleep better than they did at childhood.
D. Adolescents need more sleep than they used to.
B. Problems in adolescent learning.
C. Adolescent sleep difficulties.
D. Changes in adolescent sleep needs and patterns.
reward was certainly incomparable to the little effort that he had to put it. It began when he was selected
to help the teachers in the computer laboratories.
The peak of his school career came not when he topped the school but when he was selected for the
nationwide competition.Unlike everyone else, Nigel wanted to join the contest because he liked playing
with the Lego sets and making something out of them. Nigel spent the next two months rebuilding the
robot. It was during the time that Nigel found out about the prizes for the competition as well as another
competitor, Alicia, from a neighboring school. His early intentions were forgotten. Getting the
thousand-dollar prize was more important than anything else. Nigel decided to befriend Alicia.Unaware
of his intentions, she told him all about the robot that she had been building for the competition. He even
helped her to put the finishing touches to her robot. He was glad with the way things had progressed. His
robot looked even better than Alicia"s and it was able to bounce a ball with its arm , something Alicia
had failed to do.
On the day of the competition, he saw Alicia. Everything dawned on her the minute she saw him
among the competition. She stared at him, puzzled at rirst, then angry and finally a look of helplessness
came over her.
The flashbulbs of the camera exploded in Nigel"s face. The robot had performed actions so unique
and different that the specialists" judgments were the same. Nigel was so personal with himself that he
did not even notice the girl standing a few feet away from him. Without her,he would never have won the
competition.
B. He was honored with a scholarship.
C. He helped his teachers construct a robot.
D. He helped in the computer laboratories.
B. being great honor to his school
C. construct a robot with the Lego sets
D. win the thousand-dollar prize
B. He was fond of building robots.
C. He intended to help her.
D. He didn"t want her to suspect him.
B. He is strongly critical.
C. He is in favor of them.
D. His attitude is not clear.
direct experience,by testing and piroving an idea,or by reasoning.
We achieve knowledge passively by being told by someoneelse. Most of the learning that
takes place in the classroom and thekind that happens when we watch TV or read newspapers
ormagazines is passive. Conditioned as we are to passive leaning,it"snot surprising that we
depend on it in our everyday communication with friends and co-workers.
Unfortunately,passive learning has a serious problem. It makes us tend to accept what we
are told even when it is little more than hear say and rumor(谣言).
Did you ever play the game Rumor? It begins when one personwrites down a message but
doesn" t show it to anyone. Then the person whispers it,word for word, to another person.That
person,inturn,whispers it to still another, and so on, through all the peopleplaying the game. The
last person writes down the message word forword as he or she hears it. Then the two written
statements arec ompared. Typically, the original message has changed.
That" s what happens in daily life. The simple fact that peoplerepeat a story in their own words
changes the story.Then,too,most people listen imperfectly. And many enjoy adding their own
creativetouch to a story,trying to improve on it,stamping(打上标记)it with their own personal
style. Yet those who hear it think they know.
This process is also found among scholars and authors:Astatement of opinion by one writer
may be re-stated as fact by another,who may in turn be quoted by yet another;and this process
may continue,unless it occurs to someone to question the facts onwhich the origihal writer based
his opinion or to challenge the interpretation he placed upon those facts.
B. solving a math problem
C.visiting an exhibition
D.doing scientific reasoning
B. knowledge
C. communication
D. passive learning
B. a message should be delivered in different ways
C. people may have problems with their sense of hearing
D. people tend not to believe in what they know as rumor
B. Passive learning may not be reliable.
C. Active learning occurs more frequently.
D. Passive learning is not found among scholars.
A new study has found no evidence that sunscreen, commonly used to reduce the
risk of skin cancer, actually increases the risk.
Researchers from the Umversity of Iowa based their findings on a revicw of 18 earlier
studies that looked at the association between sunscreen use and melanoma(黑素瘤 ).
They said that they found flaws in studies that had reported associations between sunscreen
use and higher risk of melanoma.
Most health experts believe that by protecting the skin from the harmful effects of
the sun, sunscreen helps prevent skin cancer, which is increasing in incidence (发生率)
faster than any other cancer in the United States.
But questions have been raised about sunscreen and whether it may have the opposite
effect, perhaps by allowing people to remain exposed to the sun longer without burning.
The researchers said that among the problems with some earlier studies is that they
often failed to take into account that those people most at risk for skin cancer-people
with fair skin and freckles(雀斑) ,for example-are more likely to use sunscreen. As a
result , it may appear that sunscreen users get cancer more often.
The studies , which generally relied on volunteers to recall their sunscreen use,were
also unable to prove how well the products had been applied , Said the new study.
B. facts
C. faults
D. failures
B. are more in danger of skin cancer
C. can be free from the harm of the sun
D. often expose themselves to the sun
B. the volunteers have proved the effect of sunscreen
C. the new study was based on the experiences of volunteers
D. the number of skin cancer patients is increasing in America
B. Sunscreen to Increase Skin Cancer
C. Skin Cancer Caused by Sunscreen
D. Skin Cancer Caused by Freckles
- 1在基因工程中,科学家所用的“剪刀”、“针线”和“运载体”分别是指[ ]A.大肠杆菌病毒、质粒、DNA连接酶B.噬
- 2新疆维吾尔自治区建立以来,在党和政府的正确领导下,各族人民团结奋斗,经济社会各项事业蓬勃发展。这一事实表明[ ]
- 3用一句话提炼出下面语段的主要信息。(2分)老师坐得高一点,不是为了让你们向他祈祷,而是为了使你们彼此看得清楚一点。老师不
- 4若以连续掷两枚骰子分别得到的点数m、n作为点P的横、纵坐标,则点P落在圆x2+y2=9内的概率为[ ]A.B.C
- 5The report examines teaching methods _______in the classroom
- 6【题文】已知,,,则三者的大小关系是( )A.B.C.D.
- 7蚊子的幼虫孑孓生活在水中,它们在水中能呼吸吗?我们可以设计了一个实验来探究这个问题。试回答下列问题: (1)提出问题:孑
- 8某污水处理公司为学校建一座三级污水处理池,平面图形为矩形,面积为200平方米(平面图如图所示的ABCD).已知池的外围墙
- 9为了了解某市5万名初中毕业生的中考数学成绩,从中抽取500名学生的数学成绩进行统计分析,那么样本是[ ]A.某市
- 10一个物体受两到两个力F1、F2的作用,其中F1="10" N,F2="2" N,以下说法正确的是( )A.两个力的合
- 1洛阳牡丹天下闻名,牡丹花开始满城飘香,从分子的角度解释,是因为 .牡丹花可观赏,亦可食用,同水果、蔬菜一样,它能为人
- 2小芳购买了一瓶维生素C泡腾片.下图是维生素C泡腾片标签上的部分内容:维生素C泡腾片功能:补充人体维生素C,增强机体抵抗力
- 3下图中的事例能说明分子间的间隙变小的是[ ]A.炒菜闻到香味 B.压缩空气 C.将墨水滴入水中 D.湿衣服晾干
- 4“菩提本无树,明镜亦非台,本来无一物,何处惹尘埃”,这一佛家俚语的观点属于 [ ]A.机械唯物主义 B.主观唯心
- 5—Could I have _______ apples? —Sorry, we don"t have ________
- 6如图所示为研究匀变速直线运动的实验中用电火花计时器在纸带上打出的一系列点迹,交流电的频率为50Hz,测得s1=2.0mm
- 7第四部分:书面表达(满分25分)假如你是中学生李华,你校同学上周末刚举行了一次英语演讲比赛,请根据下表内容,用英语写一封
- 8青春期男女,身心显著变化的主要原因是( )A.饮食的改变B.神经激素的调节C.情绪的影响D.心智的成长
- 9在炎热的夏天,我们把矿泉水放入冰箱里冷冻室里,有时会发现当矿泉水结冰后,会把瓶子涨破,请用物理知识解释现象。
- 10某瓶装保健食品的外包装标签上的部分文字如下图。某同学为了测定该保健食品中CaCO3的质量分数,进行了如下实验:将100片