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题目
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 Banks view online banking as a powerful “value-added” tool to attract and keep new customers while helping to eliminate costly paper handling or teller(出纳员)interactions in an increasingly competitive banking environment .
Today , most large national banks , many local banks and credit unions offer some form of online banking , variously known as PC banking , home banking , electronic banking or Internet banking . Online banks are sometimes referred to as “brick-to-click” banks , both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking , as well as from “virtual”(虚拟)banks that have no physical branches or tellers whatsoever .
The challenge(挑战)for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it . Most of the large banks can now offer fully safe ,fully functional (功能的)online banking for free or for a small cost . As more banks succeed online and more customers use their sites , fully functional online banking will likely become as commonplace as automated teller machines (ATM).
Online banking has a lot of advantages . Unlike your corner bank , online banking sites never close; they’re at hand 24 hours a day , seven days a week , and they’re a mouse click away . If you’re out of state or even out of the country when a money problem appears , you can log on instantly to your online bank and take care of business . Online bank sites generally carry out and confirm (确认)deals at or quicker than ATM processing speeds . Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively .
小题1:The word “eliminate” in the first paragraph probably means “         ”.
A.keepB.remove C.reduce D.improve
小题2:What is the challenge for the banking industry according to the text ?
A.To make online banking attractive .B.To open new services all over the world .
C.To offer online banking for free .D.To take care of business 24 hours a day .
小题3:From the text we can conclude that            .
A.“brick-to-click” banks are in fact another kind of physical banks
B.the function of a “brick-to-click” bank is as common as that of an ATM
C.a “ brick-to-mortar” bank is no better than a virtual one
D.customers can deal with their banking by a mouse click
小题4:What would be the best title for this text ?
A.Banking of Various Forms B.Improvement of Banking Industry
C.Development of Online Banking D.Functions of the “Brick-to-Click” Bank

答案

小题1:B
小题2:A
小题3:D
小题4:C
解析

核心考点
试题【 Banks view online banking as a powerful “value-added” tool to attract and keep 】;主要考察你对题材分类等知识点的理解。[详细]
举一反三
以下是五个应聘者的信息请阅读A至F职位招聘的信息,选出符合他们要求的最佳选项。选项中有一项是多余选项。(答案写在答题卷上)
小题1:Elizabeth Nagata.
 Elizabeth once studied in a secretarial program when she was at university. She has worked in Sumitomo Corporation as an executive assistant for eight years.
小题2:James Florian.
James once worked as a salesperson and served as the director of new home sales in both Forest Lakes and Glenmore for three years. He can speak excellent German and English, and he is very good at dealing with people.
小题3:Arthur Smith.
Arthur, a 22-year-old boy, has just graduated from college. He’s got a diploma in Library Technician Program. Wishing to have some free time, he doesn’t want to work full time.
小题4:Gillian Anderson.
Gillian graduated from the University of Manchester and got a Master’s Degree in Library Science five years ago. As soon as she left school, she worked in St. Bride Printing Library as a librarian. Now she is skilled in dealing with almost everything in the library system.
小题5:.Jerome Fingelhamm.
Jerome, aged 32, majored in computer science when he was at university. He has worked in a software company for six years and is an expert at both software and hardware. He got a driver’s license when he was eighteen years old.
A.Sales Executive
We are looking for intelligent sales staff for our ever-growing team. Applicants must have at least one year sales experience, knowledge of English language publications and media, good English and social skills.
B.Executive Assistant Vancouver
Island Regional Library (VIRL) has an opportunity for an executive assistant. A diploma in Business Administration or a secretarial program is needed. A minimum (最小值) of five years’ experience as an executive assistant to an executive director is required.
C.Reference Specialist
You’re responsible for providing support for reference services in the library system. The successful applicant must have a Master’s Degree in Library Science and a minimum of three years’ experience as a professional librarian.
D.Library Technician
We need a part-time library technician. Your position is responsible for library cataloging (编目录), binding, ordering publications, assisting in legal research. Both technical and reference services are required. The successful applicant should have a Library Technician diploma (文凭).
E. Circulation Director(发行总监)
We are looking for a circulation director. The successful applicant must have good managing skills, including the ability to assign tasks to ensure the work of the circulation department is done to the highest standard. A sales experience of at least ten years is needed.
F. Computer & Network Assistant
This position is responsible for the activities related to the use of automated (自动化的) systems. Duties include installing (安装), repairing and updating software and hardware. A driver’s license is necessary.

题型:不详难度:| 查看答案

第三部分阅读理解(共15小题,每小题2分,共30分)
阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。
Once there was an old man in a town.He always forgot a lot of things.So his wife always had to say to him, “Don’t forget this!”
One day he went on a long trip alone.Before he left home,his wife said, “Now you have all these things.They are what you need for your trip.Take care of your things during the trip.”He went to the station,bought a ticket and got on the train with it.
About half an hour later,the conductor began to check the tickets.He came to the old man and said, “Will you please show me your ticket?”The old man looked for his ticket in all his pockets,but he could not find it.He was very worried. “I can’t find my ticket.Ireally bought a ticket before I got on the train.”said the old man.
“I believe you bought a ticket.All right,you don’t have to buy another one.”said the conductor kindly. “But how can I know where I’m going?----I can’t remember my station!”the old man said sadly.
51.The old man in the story was very__________.
A. kind          B.poor            C.forgetful           D.sad
52.Where is the ticket?           
A.The old man forgot to buy it.
B.The old man could not remember where it was.
C.The old man showed it to the conductor.
D.The old man’s wife took the ticket away.
53.The old man bought the ticke__________he got on the train.
A.before           B.after            C.as           D. when
54.The conductor__________the old man.
A.didn’t believe           B.laughed at            C.believed           D.felt soory for
55.The old man was sad because_____________.
A.he sad to buy another ticket            B.he lost all the things his wife gave him
C.he did not know where he was          D.he did not know where he should get off
题型:不详难度:| 查看答案

Started in 1636,Harvard University is the oldest of all the many colleges and universities in the United States.Yale,Princeton,Columbia and Dartmouth were opened soon after Harvard.
In the early years,thers schools were much alike.Only young men went to college.All the students studied the same subjects,and everyone learned Latin,Greek and Hebrew.Little was known about science then,and one kind of school could teach everything that was known about the world.When the students graduated,most of them became ministers or teachers.
In 1782,Harvard started a medical school for young men who wanted to become doctors.Later,lawyers could receive their training in Harvard’s law school.In 1825,besides Latin and Greek ,Harvard began teaching modern languages,such as French and German.Soon it began teaching American history.
As knowledge increased.Harvard and other colleges began to teach many new subjects.Students were allowed to choose the subjects that interested them.
Today,there are many different kinds of colleges and universities.Most of them are made up of smaller schools that deal with special fields of learning.There’s so much to learn that one kind of school can’t offer it all.
56.The oldest university in the US is__________.
A.Yale           B.Harvard            C.Princeton          D. Columbia
57.From the second paragraph,we can see that in the early years, __________
A.those colleges and universities were the same
B.people,young or old,might study in the colleges
C.students studied only some languages and science
D.when the students finished their school,they became lawyers or teachers
58.Mondern languages the Harvard taught in 1825 were__________
A.Latin and Greek               B.Latin,Greek,French and German
C.American history and German    D.French and German
59.As knowledge increased,colleges began to teach__________
A.everything that was known      B.law and something about medicine
C.the subjects that was known     D.many new subjects
60.On the whole,the passage is about__________
A.how to start a university         B.the world-famous colleges in America
C.how colleges have changed       D.what kind of lesson each college teaches
题型:不详难度:| 查看答案

根据短文内容,从短文后的选项中选出能填入空白处的最佳选项,选项中有两项为多余选项,请将答案写在答题纸的相应位置。
Success story
Yesterday afternoon Frank Hawkins was telling me about his experiences as a young man.Frank is now the head of a very large business company.   1   .It was his job to repair bicycles    2   .He saved money for years and in 1938 he bought a small work-shop of his own.During the war Frank used to make spare parts for aeroplanes.   3   .By the end of the war,  4   which employed seven hundred and twenty-enght people.Frank smiled when he remembered    5   .He was still smiling when the door opened and his wife came in.She wanted him to repair their son’s bicycle!
A.At that time he had two helpers
B.But as a boy he used to work in a small shop
C.He wanted to repair their son’s bicycle
D.And at that time he used to work fourteen hours a day
E.His hard early years and the long road to success
F.The small work-shop had become a large factory
G.He wanted to succeed.
题型:不详难度:| 查看答案

第三部分:阅读理解(共20小题,每题2分,满分40分)
阅读下列短文,从每题所给的四个选项(A、B、C和D)中,选出最佳选项,并在答题卡上将该项涂黑。
The meaning of the word “volunteer” may be a little different in different countries, but it
usually means “one who offers his or her services”.Volunteers don’t expect any kind of pay.
Tracy, a good friend of mine, however, recently came back from India with a new idea of what being a volunteer means.She worked for two and a half weeks in one of Mother Teresa’s homes in Calcutta.The following is her story.
“I watched a video about her.I was so moved by her spirit to help others and her endless love for every human being that, after I graduated from a high school, I too wanted to try her kind of work.So with two friends I flew to Calcutta for a few weeks.”
“I was asked to work in a home for sick people.I helped wash clothes and sheets, and pass out lunch.I also fed the people who were too weak to feed themselves and tried to cheer the up.I felt it was better to share with them than to think that I have helped them.To be honest, I don’t think I was helping very much.It was then that I realized that I had not really come to help, but to learn about and experience another culture that helped improve my own understanding of life and the world.”
56.Why did Tracy choose to be a volunteer?
A.She liked to work with Mother Teresa.
B.She had already had some experience.
C.She was asked to do so by Teresa.
D.She wanted to follow Mother Teresa’s example.
57.Tracy started her work as a volunteer _______.
A.after she met Mother Teresa
B.after she finished high school
C.when she was touring Calcutta
D.when she was working in a hospital
58.What is Tracy’s “new idea” of being a volunteer?
A.Going abroad to help the sick.
B.Working in Mother Teresa’s home.
C.Doing simple things to help the poor.
D.Improving oneself through helping others.
59.What is the best title for the passage?
A.How to Be a Volunteer              B.Voluntary Life in India
C.A Different Meaning of Volunteer    D.Inspiration from Mother Teresa
题型:不详难度:| 查看答案
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