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英语翻译
风险管理能力是银行的核心能力,商业银行风险管理能力的高低,直接影响到银行的存亡.在经济金融全球化的背景下,学习和借鉴西方商业银行的经营管理和战略管理具有积极的意义.而我国的商业银行在风险管理方面,不论是风险管理的理念,还是技术、方法等都与西方发达国家的银行有差距.试图通过对西方风险管理的分析,探讨我国商业银行风险管理存在的问题,并提出了加强风险管理的建议.银行作为经营特殊商品——货币资金的特殊企业,是一种高风险的行业.最显著的特点是负债经营,这一特点决定了风险管理在其经营管理中占有十分重要的地位.如何防范商业银行风险,维护商业银行稳健运营,成为了全世界银行业监管的共同话题.本文论述银行风险管理理论与我国存在的问题同时提出了相应对策与见意.
Risk management capabilities are core competencies of banks,commercial bank risk management capabilities directly affects the survival of the banks.In the context of economic and financial globalization,to learn from Western commercial banks,management and strategic management has a positive meaning.Moreover,China's commercial banks in risk management,whether the concept of risk management,or technology,methods and so the banks and the gap between the Western developed countries.Attempts by Western analysis of risk management,risk management of commercial banks in China the problems and made recommendations to strengthen risk management.Bank as a special commodity business - a special monetary fund company,is a high risk industry.The most significant feature is debt management,a feature that determines,in its operation and management of risk management plays a very important position.How to Prevent the risk of commercial banks,commercial banks to maintain sound operations,has become a common topic of banking supervision worldwide.This article discusses the bank's risk management theory and the problems we have also put forward countermeasures and see Italy.

提问时间:2021-04-10

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