题目

英语翻译
Many children first learn the value of money by planning the use of an allowance (零用钱).The purpose of it is to let children learn from experience at an age when financial（财政的） mistakes are not very costly.The a 92 of money that parents give to their children to spend differs from one family to another.Timing is another consideration.Some children get a weekly allowance.Others get a monthly allowance.
In any case,parents should make it clear what their child expects to pay for with the money.At first,young children may s 93 all of their allowances soon after they receive them.I 94 they do this,they will learn the hard way that spending must be done within a budget (预算).Parents are usually advised not to offer more m 95 until the next allowance.
The aim is to show young people that budgeting means making choices between spending and s 96 Older children may be responsible enough to save money for larger costs,like clothing or electronics.Sometimes paying children to do ex

提问时间：2021-01-21

答案

很多孩子都是通过规划零用钱的使用来初次了解金钱价值的.这样做的目的是让孩子在一个不至因财政规划错误导致昂贵代价的年龄通过实践经验来进行学习.不同家庭发给孩子的零用钱金额可能会有所不同,时间的选择也是需要考虑的,有些家庭每周给孩子发一次零花钱,有些家庭则每月发一次.
无论哪种情况,父母都应该弄清楚孩子期望怎样使用他们得到的钱.起初,年龄较小的孩子可能会在收到零用钱后很快就把它们全部花掉.如果他们这样做,他们将通过所遇到的困难来明白开支必须在预算之内的道理.通常我们会建议家长在下一次发钱日期前不给孩子提供额外的补充.
这样做的目的是让年轻人懂得,制定预算就是在支出和储蓄之间作出选择.年龄较大的儿童也许可以让他们负责用节省下来的零钱完成一些较大数额的开支,如购买服装或电子产品等.有时,也可以采取让孩子们做一些额外的家务工作并付给他们一些报酬的作法.
零花钱可以让孩子有机会体验做三类事.他们可以用这些钱来买礼物与朋友分享,或用它来做一些善事；他们也可以花钱来买他们想要的东西；或者他们还可以把这些钱保存起来.要求孩子将部分零用钱节省下来还为他们打开了一扇储蓄和投资的大门.许多银行还对儿童和青少年提供理财服务.例如,用一美元做两年期的投资,将获得2%的利息,也就是说,第一年将获得2美分的利息,第二年,这笔钱将以1.02美元的2%的比例获得利息,等等.这看起来也许不是很多,但随着时间的推移它会不断增加.
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