题目

英语翻译
风险管理能力是银行的核心能力,商业银行风险管理能力的高低,直接影响到银行的存亡.在经济金融全球化的背景下,学习和借鉴西方商业银行的经营管理和战略管理具有积极的意义.而我国的商业银行在风险管理方面,不论是风险管理的理念,还是技术、方法等都与西方发达国家的银行有差距.试图通过对西方风险管理的分析,探讨我国商业银行风险管理存在的问题,并提出了加强风险管理的建议.银行作为经营特殊商品——货币资金的特殊企业,是一种高风险的行业.最显著的特点是负债经营,这一特点决定了风险管理在其经营管理中占有十分重要的地位.如何防范商业银行风险,维护商业银行稳健运营,成为了全世界银行业监管的共同话题.本文论述银行风险管理理论与我国存在的问题同时提出了相应对策与见意.

提问时间：2020-08-01

答案

Risk management ability is the bank's core ability, commercial bank risk management ability, or directly affect the bank existence. In economic and financial globalization background, learning and western commercial Banks of management and strategic management is of positive significance. But China's commercial Banks in risk management, no matter risk management concepts, or techniques, methods, etc. Are all western developed countries in Banks have difference. Attempts to western risk management was analyzed, our country commercial bank risk management problems, and proposes strengthening risk management advice. The bank as the management of special product - monetary fund of special enterprise, is a high-risk industry. The most striking features is indebted management, this characteristic decided the wind ?