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题目
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Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example, that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote(报价) low figures for travel insurance. Sometimes the risk may be high, as in motor-racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price rises further. If the majority of climbers fall off mountains, the company will refuse to insure them.
An ordinary householder may wish to protect his home against fire or his property against burglary(入室行窃). A shopkeeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium(保险费). If it is suspicious(可疑的), it may refuse to quote. If it insures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself against false claims. It is not unknown for a businessman in debt to burn down his own premises so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduction is given to companies with an accident-free record.
Every week, insurance companies receive premium payments from customers. These payments can form a very large total running into millions of dollars. The company does not leave the money in the bank. It invests (投资) in property, shares (股票) ,farms and even paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem since this is one way by which it can keep its premiums down and continue to make a profit while being of service to the community.
小题1: The main idea of the first paragraph is that      .
A.insurance companies protect the community against disasters
B.insurance companies often collect accurate figures about the risk
C.insurance companies base their decisions on the risk involved
D.insurance companies charge different prices in the same cases
小题2:The insurance company will usually investigate a suspicious claim to    .
A.refuse to quote the insurance feeB.make sure that the claim is reasonable
C.decide how much the company should payD.find out when the accident happened
小题3:The underlined word "premises" in Paragraph 2 most probably means"     "
A.land and buildingsB.insurance contract
C.debt papers D.financial papers
小题4:The author’s attitude towards customers’ premium payments being used by insurance companies is __
A.critical B.doubtfulC.neutralD.positive
小题5:The purpose of this passage is to __
A.explain how insurance companies operate
B.encourage people to invest in insurance companies
C.persuade people to insure against unexpected disasters
D.advise people how to insure their life and property

答案

小题1:C
小题2:B
小题3:A
小题4:D
小题5:A
解析

小题1:主旨大意题.根据文章第一段可知C为正确答案,其他几项均在文中提到,但不是全段的大意,故选C。
小题2:推理判断题.根据文章第二段If it is suspicious(可疑的),it may refuse to quote.If it  insures a shop and then receives a suspicious claim,it will investigate the claim as a means  of protecting itself against false claims,可推断出目的是为了保证索赔是合理的,从而避免错误赔偿,因此选B.
小题3:推测词义题。Premise意为“房屋及其周围的房基地”,根据常识也可推断有些商人想烧毁房子从而获得保险公司的赔偿,故选A.
小题4:观点态度题.根据全文及文章最后一句可知作者对保险公司利用客户的保险金从而最终提供更好的服务是持肯定态度的,故选D.
小题5:主旨大意题;综观全文可知,本文是介绍保险公司如何操作的,故A为最佳选项.
核心考点
试题【Insurance companies provide a service to the community by protecting it against 】;主要考察你对题材分类等知识点的理解。[详细]
举一反三
In some remote Turkish village of Kuskoy, whistling is as important as talking.In fact, whistling is talking because the villagers speak and sing by whistling.Kuskoy parents begin to teach their boys and girls the language of whistling about the time the children learn to talk.It is considered so important that the village school includes it as one of the subjects taught along with the Turkish language.
This art of communication has taken centuries to develop.The village of Kuskoy spreads out across two hillsides that are separated by a deep valley.The villagers had to find an easy way to communicate where their voices couldn’t carry.They developed a high-pitched (高音的) whistle language that could be transmitted as far as five miles through air.As a result, Kuskoy, which means “bird village” in Turkish, has come to be known as a whistler’s paradise (乐园).
Whistling is so much part of everyday life in Kuskoy that men and women speak, argue, and court (求爱) in whistles.The story was recently told of a young couple who ran away secretly.The news was sent over the “mountain telephone” by whistling.The lover’s adventure was quickly known to all the villagers.
It is little wonder, then, that the children of Kuskoy study whistling in school.Wouldn’t it be fun to start the school day with a song—whistled of course!
小题1:The children of Kuskoy learn to whistle because __          _.
A.it is funB.it is an important way to communicate
C.it helps them learn to singD.it is like the Turkish language
小题2:In Kuskoy, whistling as a way of talking started __             _.
A.recentlyB.hundreds of years ago
C.fifty years agoD.ten years ago
小题3:Which one of the following statements is true according to the passage?
A.The high-pitched whistle can be heard at a distance of 5 km.
B.The parents were too ready to allow the young couple to marry each other.
C.The villagers found an easy way to communicate where they could be heard.
D.The villagers of Kuskoy are often informed of news by whistling.
小题4:Which of the following do you think is the best title for this story?
A.To Learn Whistle Is Very ImportantB.Whistling Is Fun
C.Whistling—The Mountain TelephoneD.The Strange Turkish Language

题型:不详难度:| 查看答案
For many years, I was convinced that my suffering was due to my size. I believed that when the weight disappeared, it would take old wounds, hurts, and rejections with it.
Many weight-conscious people also mistakenly believe that changing our bodies will fix everything. Perhaps our worst mistake is believing that being thin equals being loved being special, and being cherished. We fantasize about what it will be like when we reach the long-awaited goal. We work very hard to realize this dream. Then, at last, we find ourselves there.
But we often gain back what we have lost. Even so, we continue to believe that next time it will be different. Next time, we will keep it off. Next time, being thin will finally fulfill its promise of everlasting happiness, self-worth, and, of course, love.
It took me a long while to realize that there was something more for me to learn about beauty. Beauty standards vary with culture. In Samoa a woman is not considered attractive unless she weighs more than 200 pounds. More importantly, if it’s happiness that we want, why not put our energy there rather than on the size of our body? Why not look inside? Many of us strive hard to change our body, but in vain. We have to find a way to live comfortably inside our body and make friends with and cherish ourselves. When we change our attitudes toward ourselves, the whole world changes.
小题1:The passage tries to highlight the importance of _________.
A.body sizeB.attitudes toward life
C.culture differenceD.different beauty standards
小题2:What does the word “everything” in paragraph 2 mean?
A.All the problems.B.All the properties.
C.The whole world.D.The absolute truth.
小题3:What can be inferred about the author?
A.The author is a Samoan.
B.The author succeeded in losing weight.
C.The author has been troubled by her/ his weight.
D.The author probably got wounded in wars or accidents.
小题4:According to the author, what is the common view of those who have lost some weight first and gained it back later?
A.They feel angry about the regained weight.
B.They are indifferent to the regained weight.
C.They feel optimistic about future plans on weight control.
D.They think they should give up their future plans on weight control.

题型:不详难度:| 查看答案
Twelve years age I flew from my home in Minnesota to spend Father’s Day with my father in California. This wasn’t a typical Father’s Day visit, but to say goodbye to my father as his cancer rapidly advanced. We hadn’t had much of a relationship up to that day and never did much talking. He wasn’t verbal (善用言词辞的) or demonstrative (易流露感情的) nor was I. I knew he loved me simply because fathers love their children. He never told me he loved me and I never told him. That’s the way we did things in our house.
My father told me a bit about his career growth from a poor boy to a very successful businessman. He had got a lot through his hard work. He had reasons to be proud of what he had done and I had the benefit of his success. “Maybe I didn’t do things right. I never really knew you or your brothers. I did what I thought was right.” This visit didn’t change our ways. We shook hands and said goodbye as I left. Our relationship ended as we lived it.
As a father for more than 14 years I look back and understand why I am staying at home full-time with my children. I tell my children I love them every day, I hug them and I talk with them and let them know how important they are to me. However, as much as we would like to believe that we are all ideal fathers but we are not. We all made mistakes and hopefully we learned from them, just as I learned from my father.
56.Why did the author visit his father?
A. He wanted to wish his father a happy Father’s Day.                   
B. He planned to look after his sick father. 
C. He wanted to express his love to his father.                
D. He came to see his father for the last time.
57. What did the author think of his father?
A. He didn’t talk much but was a good father.  B. He didn’t do anything right.
C. He just did what a father should do.       D. He didn’t like his children at all.
58. Which of the following statements about the author’s father is TRUE?
A. His father had been away from their home for a long time.     
B. His father gained great success through hard work. 
C. His father quite understand his children.
D. His father was sorry for his mistake.
59. The author believes that fathers should________.
A. set good example to their children through actions        
B. stay at home with their children all the time
C. tell their children what is right
D. express their love to their children
题型:不详难度:| 查看答案
Recently, one of my best friends, whom I"ve shared just about everything with since the first day of kindergarten, spent the week end with me. Since I moved to a new town several years ago, we"ve both always ___1___ the few times a year when we can see each other.
.Over the ___2___, we spent hours and hours, staying up late into the night, talking about the people she was ___3__ around with. She started telling me stories about her new boyfriend, about how he experimented with ___4___ and was into other ___5___ behavior. I was blown away! She told me how she had been ___6___ to her parents about where she was going and even sneaking out to see this guy because they didn"t want her ___7___ him. No matter how hard I tried to tell her that she ___8__ better, she didn"t believe me. Her self-respect seemed to have disappeared.
I tried to ___9___ her that she was ruining her future and heading for big trouble. I felt like I was getting ___10___. I just couldn"t believe that she really thought it was ___11__ to hang with a bunch of losers, especially her boyfriend.
By the time she left, I was really worried about her and ___12___ by the experience. It had been so frustrating, I had come ___13___ to telling her several times during the weekend that maybe we had just grown too far apart to ___14___ our friendship - but I didn"t. I put the power of ___15___ to the ultimate test. We"d been friends for far too long. The chance was that she ___16___ me enough to know that I was trying to save her from hurting herself. I wanted to believe that our friendship could ___17___ anything.
A few days later, she called to say that she had thought long and hard about our ___18___, and then she told me that she had ___19___ with her boyfriend. I just listened on the other end of the phone with tears of joy running down my face. It was one of the truly ___20___ moments in my life. Never had I been so proud of a friend.
1. A. worried about              B. looked forward to C. paid attention to     D. think of
2. A. weekend               B. months    C. years                D. days
3. A. working               B. falling in love    C. hanging                D. keeping in touch
4. A. books                   B. girls                  C. friends                     D. drugs
5. A. self-destructive      B. self-respecting  
C. self-confident           D. self-defensive
6. A. explaining            B. reasoning          C. declaring                  D. lying
7. A. on                        B. beside               C. around                     D. to
8. A. did                  B. deserved               C. had                       D. got
9. A. told                B. convince               C. force           D. warn
10. A. somewhere   B. everywhere               C. nowhere     D. anywhere
11. A. acceptable    B. believable            C. reliable             D. admirable
12. A. exhausted     B. surprised                  C. satisfied            D. terrified
13. A. almost         B. nearly                      C. close          D. over
14. A. stop             B. continue              C. start           D. make
15. A. love            B. friendship   C. truth          D. justice
16. A. thought        B. remembered     C. valued             D. hated
17. A. mean           B. conquer            C. tell                  D. prove
18. A. friendship    B. relationship              C. quarrel              D. conversation
19. A. broken away       B. broken down     C. broken up   D. broken out
20. A. demanding   B. challenging   C. frustrating      D. rewarding
题型:不详难度:| 查看答案
We walked in so quietly that the nurse at the desk didn’t even lift her eyes from the book. Mum __36__ at a big chair by the door and I knew she wanted me to __37__ down. While I watched __38__ open in surprise, Mum __39__ her hat and coat and gave them to me to hold. She walked __40__ to the small room by the lift and took out a wet mop. She __41__ the mop past the desk and __42__ the nurse looked up, Mum nodded and said, “Very __43__ floors.”
“Yes, I’m __44__ they’ve finally decided to clean them,” the nurse answered. She looked at Mum __45__ and said, “But aren’t you working late?”
Mum just pushed harder, each swipe of the mop __46__ her farther and farther down the hall. I watched __47__ she was out of sight and the nurse had __48__ to writing in the big book.
After a long time Mum came back. Her eyes were __49__. She quickly put the mop back and took my __50__. As we turned to go out of the door, Mum bowed politely to the nurse and said, “__51__.”
Outside, Mum told me: “Dogmas is __52__. No fever.”
“You saw her, Mum?”
“Of course. I told her about the hospital __53__, and she will not expect us until tomorrow. Dad will stop __54__ as well. It’s a fine hospital. But such __55__! A mop is no good. You need a brush.”
36. A. stared           B. pointed               C. came                   D. aimed
37. A. sit                B. lie                      C. fall                     D. bend
38. A. eyes                     B. hands                C. mouth               D. arms
39. A. put on          B. took off              C. hung over          D. threw away
40. A. bravely          B. proudly               C. poorly               D. quietly
41. A. dragged               B. pulled                  C. pushed          D. rushed
42. A. as                 B. because               C. after                 D. as soon as
43. A. pretty           B. good                   C. cheap                D. dirty
44. A. delighted            B. surprised             C. anxious           D. disappointed
45. A. respectfully           B. pitifully               C. carefully           D. strangely
46. A. taking           B. fetching              C. forcing          D. advancing
47. A. when          B. while                  C. after                   D. until
48. A. turned back       B. turned round      C. turned down  D. turned into
49. A. nervous                B. sad                     C. crying               D. shining
50. A. clothes           B. hat                      C. hand             D. mop
51. A. Excuse me      B. I’m sorry            C. Good luck           D. Thank you
52. A. ill                 B. better               C. well              D. wrong
53. A. rules             B. rights                   C. advice               D. limits
54. A. visiting           B. worrying             C. smoking        D. working
55. A. a hospital         B. beds                    C. floors                D. nurses
题型:不详难度:| 查看答案
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