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In Western countries people have been using the installment plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U. S., the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.
The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.
Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment. There is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment. If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it becomes more likely to have a depression. This is why, in some countries, the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.
56. Which of the following is NOT true about the installment plan?
A. A lot of British families use the installment plan.
B. More than 10 percent American families buy things on installments.
C. Americans depend more on installment than British people do.
D. Americans spend one tenth of their income on installment buying.
57. Goods bought on installments are more expensive than goods bought by cash because ______.
A. the buyer has to pay extra money as interest
B. the delivery of the goods charges extra money
C. the buyer has to pay a down payment
D. the service offered by installment plan charged extra money
58. What will happen to a buyer if he fails to make the full payment for an item bought on installments?
A. He might lose his job.
B. He will stop owning the item he has bought.
C. He will have to sell what he has bought.
D. He will go into debt.
59. The advantage of installment buying might include all the following EXCEPT that ________.
A. purchasing power is strengthened
B. employment might be increased
C. people develop a good habit of saving money
D. young couples are able to furnish their homes
60. In some countries, the governments control the installment plan to ________.
A. increase employment
B. avoid depressions
C. ensure that businesses make good profits
D. ensure that people can pay for what hey buy
答案
56-60.  BABCB
解析

核心考点
试题【In Western countries people have been using the installment plan since the first】;主要考察你对题材分类等知识点的理解。[详细]
举一反三
完形填空(共20小题;每小题1.5分,满分30分)
Most people who work in London get a break of about an hour for lunch.  36  they mostly live too far from home to go back there  37  lunch, they have to  38  other arrangements for their midday meal.
Many large companies have a canteen (自助食堂) for their employees. In  39  canteens the food served is simple but  40 , and there is some  41  of choice. But the number of dishes  42 usually small. The employees themselves fetch their dishes  43  a counter at which they are  44. There they can find a tray on  45  to carry their knives, forks, spoons, plates, cups, saucers,  46, of course, their food. A meal in a canteen is inexpensive and may  47  of soup, fish and chips or meat and two vegetables,  48  fruit or pudding of some  49  as dessert. Some companies that do not run a canteen  50  their staff with luncheon-vouchers (午餐券), which many restaurants will accept in 51  of money.
As there are so many people  52  work in London, there are numerous cafes and restaurants in every area that is not purely residential. A meal  53  cost anything from a modest sum to quite a few pounds,  54  on the restaurant and the food chosen.  55 , one can generally get a meal, or at least a snack, in a pub. In recent years there has also been a big increase in the number of ‘take-away’ food shops of all kinds.
36. A. Unless              B. As                           C. If                          D. Although
37. A. for                          B. at                                   C.of                          D. in
38. A. take                B. bring             C. make                    D. use
39. A. such                B. few                  C. so                      D. little
40. A. full                B. limited              C. extra              D. enough
41. A. exchange                         B. variety                             C. change                           D. difference
42. A. are                      B. is                                       C. being                               D. be
43. A. to                                        B. with                                 C. at                                               D. from
44. A. sold                                    B. served                             C. made                               D. kept
45. A. which                                 B. it                                       C. except                             D. instead
46. A. or                 B. but               C. and               D. except
47. A. consist                          B. compose                         C. compare                         D. insist
48. A. along                                  B. with                                 C. about                               D. at
49. A. sort                                    B. pattern                                     C. category                         D.content
50. A. prepare                             B. repair                              C. afford                              D. provide
51. A. space                                B. case                                 C. face                                  D. place
52. A. at                                        B. above                 C. over                                 D. by
53. A. must                                  B. may                                  C.should                             D. could
54. A. taking                                B. turning                            C. depending                      D. bringing
55. A. Besides                            B.However                          C. Never                              D. More
题型:不详难度:| 查看答案


Ⅱ. 语言知识及应用(共两节。满分35分)
第一节 完形填空(共10小题;每小题2分,满分20分)
阅读下面短文,掌握其大意,然后从21~30各题所给的A、B、C和D项中,选出最佳选项,并在答题卡上将该项涂黑。
In 1933 an unknown American called Clarence Nash went to see the film-maker Walter Disney. He had a(n)    21    voice and he wanted to work in Disney’s cartoon film for children. When Walter Disney heard Nash’s voice, he said, “Stop! That’s our    22   .”
Disney declared Nash perfect for the role of a talking duck in their upcoming animated short, The Wise Little Hen. The duck, of course, was Donald Duck, which    23    his sailor jacket and hat. Later that year he became a    24    after an eight-minute Mickey Mouse film. The cinema    25    liked him because he was lazy and    26   , and because he    27    his temper very easily. And they loved his voice when he became angry with Mickey’s eight nephews. Soon Donald was more popular than Mickey Mouse himself,    28    because he wasn’t a goody-goody (伪善的人), like Mickey.
Donald Duck went on to become one of the most famous cartoon characters in the world, and a great part of this was due to Nash"s distinctive voice. The last film to    29   Nash"s famous voice was Mickey"s Christmas Carol, released in 1983. And then Donald Duck and his voice    30    — there were no more new cartoons.
21. A. sweet                         B. terrible                 C. unusual                    D. familiar
22. A. film-maker             B. dresser                  C. Mickey                 D. duck
23. A. dressed                 B. wore                     C. sold                      D. took
24. A. star                           B. journalist                  C. sailor                    D. cartoon-maker
25. A. audiences                B. performers            C. directors               D. photographers
26. A. nice                              B. greedy                  C. helpful                        D. sincere
27. A. controlled               B. stood                    C. lost                       D. mastered
28. A. formally                 B. merely                  C. probably               D. scarcely
29. A. ignore                    B. feature                  C. imitate                  D. follow
30. A. changed                  B. formed                 C. trembled                D. Disappeared
题型:不详难度:| 查看答案
Everybody knows that words can carry messages. People communicate with words. Books, magazines, TV , radio and films all help us to know what is going on in the world and what people are thinking about.
Do you think you can communicate without words? A smile on your face shows you are happy or friendly. Tears in your eyes tell others that you are sad. When you put up your hand in class, the teacher knows that you say something or ask a question. You shake your head, and people know you are saying “No”. You nod and people know you are saying “Yes”.
Other things can also carry messages. For example, a sign at the bus stop helps you to know which bus to take. A sign on the wall of your school helps you to find the library. Signs on doors tell you where to go in or out. Have you ever noticed there are a lot of signs around you and you receive messages from them all the time? People can communicate in many ways without words. For example, an artist can use his drawings to tell about beautiful mountains, seas and many other things.
66.Choose the best title for this passage.
A.Ways for Communication.
B.The Best Way for Communication.
C.The Only Way for Communication.
D.Words Can Carry Messages.
67.How can people communicate with each other?
A.With words only
B.Only without words.
C.Either with words or without words.
D.Just by using different kinds of signs.
68.Which of the following is NOT a way for communication without words?
A.A cry for help        B.A smile on your face
C.Making a face        D.Nodding your head
69.What does the road sign P tell people?
A.You can go into the park.
B.You can please everybody.
C.You can leave your car there.
D.You can cross the street there.
70.How can a musician (someone who writes music) communicate with people?
A.By saying something.
B.By playing some music.
C.By writhing letters.
D.All of the above are right.
题型:不详难度:| 查看答案

IV. 阅读理解(共15小题;每小题2分,满分30分)
阅读下列短文,从每题所给的四个选项(A、B、C和D)中,选出最佳选项,并在答题卡上将该项涂黑。
A
The private automobile(私家车) has long played an important role in the United States. In fact, it has become a necessary and important part of the American way of life. In 1986, sixty-nine percent of American families owned at least one car, and thirty-eight percent had more than one. By giving workers rapid transportation, the automobile has freed them from having to live near their place of work. This has encouraged the growth of the cities, but it has also led to traffic problems.
For farm families the automobile is very helpful. It has made it possible for them to travel to town very often for business and for pleasure, and also to transport their children to distant schools.
Family life has been affected in various ways. The car helps to keep families together when it is used for picnics, outings, and other shared experiences. However, when teenage children have the use of the car, their parents can’t keep an eye on them. There is a great danger if the driver has been drinking alcohol or taking drugs—or is “showing off ” by speeding or breaking other traffic laws. Mothers of victims(受害者) of such accidents have formed an organization called MADD (Mothers Against Drunk Driving). These women want to prevent further tragedies(悲剧). They have worked to encourage the government to limit the youngest drinking age. Students have formed a similar organization, SADD(Students Against Drunk Driving) and are  spreading the same message among their friends.
For many Americans the automobile is a necessity. But for some, it is also a mark of social position and for young people, a sign of becoming an adult. Altogether, cars mean very much to Americans.
56.Which of the following is NOT mentioned in the text?
A. Cars have encouraged the growth of the cities.
B. Cars can bring families together when they go for picnics.
C. Cars have enabled people to live far from their place of work.
D. Cars help city families to transport their children to faraway schools.
57.What has been done to deal with the problem of drunk driving?
A. Parents have paid more attention to their children.
B. Some organizations have been set up against drunk driving.
C. Mothers have tried to persuade their children not to drink alcohol.
D. University students have asked the government to solve the problem.
58.We can infer from the text that __________ in America.
A. it will be more difficult for people to get new cars.
B. parents will not allow their children to have their own cars.
C. the government will encourage people to use public transportation.
D. cars will still be popular though they have caused many problems.
题型:不详难度:| 查看答案

B
The neglected baby is crying alone. The young man, suffering from a lack of sleep, threatens suicide. The marriage fails because of the husband’s crazy behavior.
Is this just another story of social breakdown in the modern age? Not really. But they are the effects of a real social problem—Internet Addiction(沉溺), or, Internet Addiction Disorder.
The addiction is obvious from the popularity of one game alone: “Halo 2”. It’s a first-person shooter developed by Bungie Studios for the Xbox video game console. By early 2005, 1 million players worldwide had clocked up an amazing 100 million hours on the game, among which are 360, 000 Chinese players.
China has about 94 million regular Internet users. Of these, a survey suggested, 4.4 million are teenagers who are so addicted to it that they neglect anything else.
Video gamers who have gone too far show symptoms similar to those of alcohol and drug abusers. “The real world meant nothing to me when I was fully involved in online games. I lost track of time, space, hunger, pain, and everything,” explained Liu Pinyi, a 19-year-old college dropout. She has had treatment in Beijing for her addiction.
What makes it similar to drugs is that online game addicts also develop a chemical imbalance in their brains. Gaming stimulates the production of a chemical compound that produces delighted or pleasant feelings. When they’re away from the screen, they suffer feelings of anxiety and headaches.
Experts say young people are attracted to video games partly because they are partly because they are pushed right into the center of the action. This allows them to overcome a lack of confidence which people at that age can often suffer from.
59. What’s the writer’s main purpose in writing the first paragraph?
A. To show his worries about Internet Addiction.
B. To show harm of Internet Addiction
C. To warn couples of the problem.
D. To introduce the topic of the passage.
60. How much time in total had Chinese game players spent on “Halo 2” by early 2005?
A. 1 million hours.                      B. 94 million hours                    
C. 100 million hours.                   D. 36 million hours
61. When video gamers get lost in a game, they do the following EXCEPT that _______.
A. They forget time, space, hunger and everything.
B. They drink a lot of alcohol and use drug.
C. They feel confident in the virtual games
D. Their brains produce a chemical which makes them delighted.
62. what is the passage mainly about?
A. Internet is bad for teenagers
B. Actions should be taken to deal with Internet Addiction
C. Web produces Internet Addiction Disorder
D. Teenagers should not play video games
题型:不详难度:| 查看答案
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