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A growing number of consumers, especially young people , are adopting more Western habits when it comes to spending money—by favoring credit cards over savings.
A survey of 11,500 people in 18 cities by The Nielson Company found the credit card market had witnessed a major change in recent years.
“Today’s consumer is clearly not interested in saving for a rainy day, as may have been the case in the past,” Bega Ng, director of financial services research with the company said. “Consumers have been adopting Western habits and attitudes in almost every way—including saving and spending habits. Consumers in their 20s spend tomorrow’s cash to fund today’s needs.”
The report found consumers aged 18 to 24 were the most eager credit card users.
Although the report did not give the amounts credit card users in each of the 18 cities spent, it mentioned the example of Xiamen, a coastal city in Fujian Province, where consumers put an average of 50 percent of their monthly incomes into their credit card accounts to indulge(沉湎于) in cashless shopping.
Included in the survey for the first time, Xiamen is reported to have a fast growing penetration rate(渗透率) for credit cards, with four out of ten consumers now owning at least one card. With more than half of cardholders in Xiamen owning two or more cards, it is catching up with key “tier one” cities, the report said. The report did not make known the figures in major cities such as Beijing, Shanghai and Guangzhou.
Last year, the same Nielson survey showed Shanghai had the biggest population of credit card holders, with citizens owning 1.8 credit cards on average. Half of them use credit cards at least once a week, the survey said.
Yunfei, 30, from Beijing, said she spent at least 2,000 yuan a month by credit cards, most of which went on daily necessities and dining out.
小题1:Which of the following best shows the young urbanites’ idea of consumption?
A.Using credit cards in every way.
B.Spending tomorrow’s cash for today’s needs.
C.Owning more cards for cashless shopping.
D.Saving money for future use.
小题2:How is the situation of credit card use in Xjamen?
A.Forty percent of the consumers own at least one card.
B.Credit card users use up most of their monthly income.
C.The number of credit card users is larger than that in Guangzhou.
D.Over half of the consumers use two or more cards.
小题3:Which city had the largest number of credit card users according to a previous survey?
A.Xiamen.B.Beijing.C.Shanghai.D.Guangzhou.
小题4:What is the main idea of the survey reported by Nielson Company?
A.Most credit card users are young people aged 18 to 24.
B.Western habits have a big influence on the Chinese people.
C.The number of credit card users is growing rapidly in Chinese cities.
D.Chinese consumers are no more interested in saving money.

答案

小题1:B
小题2:A
小题3:C
小题4:C
解析

核心考点
试题【A growing number of consumers, especially young people , are adopting more Weste】;主要考察你对题材分类等知识点的理解。[详细]
举一反三
Today’s drivers may feel shocked by the high price of petrol when they drive to the gas station. However, the car industry has the technology to solve the problem. It’s the hybrid car(混合动力汽车).
What is a hybrid car? Any car that uses two or more sources of power is a hybrid car. Most hybrid cars on the road right now are petrol-electric hybrids. The petrol-electric hybrid car is just what it sounds like — a cross between a petrol-powered car and an electric car.
A gas-powered car has a fuel tank(油箱), which supplies petrol to the engine. An electric car, on the other hand, has a set of batteries that provides electricity for the car.
To be useful to you or me, a car should be able to run at least 300 miles (483 km) before refueling, be capable of(能够) being refueled quickly and easily and fast enough to keep up with the other traffic on the road.
A petrol car meets these requirements(要求)but produces a large amount of pollution. An electric car, however, produces almost no pollution, but can only go 50 to 100 miles (80 to 161 km) between recharging(充电). And the problem has been that the electric car is very slow and inconvenient to recharge.
A petrol-electric car combines the advantages of the two power sources into one system that uses both gas power and electric power. Some experts believe that the hybrid car is “the next generation of smart cars”. A hybrid car can go up to 50% further than a traditional car can on the same amount of gas! It saves driver’s money on gas and cuts air pollution!
小题1:What do the underlined words “the problem” in Paragraph 1 refer to?
A.The price of petrol goes up and down.B.The gas-powered car is sold at a high price.
C.The gas-powered car causes air pollution.D.The price of petrol keeps going up.
小题2:How many sources of power do most hybrid cars use?
A.Two.B.Three.C.Four.D.It depends.
小题3:The author thinks that electric cars _____.
A.are smart vehiclesB.are popular vehicleC.are not practicalD.are not slow
小题4:Some experts believe that the hybrid car will have a large market in future because _____.
A.it is just powered by renewable energyB.it saves money and is eco-friendly
C.it goes further than a traditional carD.it is safe, cheap and produces no air pollution

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     Each new school year brings fresh reminders of what educators call the summer learning gap.Some call it the summer learning setback Put simply, it means the longer kids are out of school,the more they forget.The only thing they might gain is weight.
Most American schools follow a tradltional nine-month calendar with winter and spring breaks and about ten weeks of summer vacation.Some schools follow a year-round calendar. They hold classes ror about eight weeks at a time,with a few weeks off in between.The National Association for Year-Round Education says there were fewer than 3,000 such schools at last count.They were spread among forty-six of the tifty states.
But many experts point out that the number of class days in a year-round school is generally the same as in a traditional school.Brenda McLaugblin is research director at the National Center for Summer Learning at Johns Hopkins University.She says studies of year-round schooling have not found strong learning gains.Lead researcher Paul von Hippel said,“Year-round schools don’t really solve the problem of the summer learning setback.They simply spread it out across the year.”
Across the country, research shows that students from poor families fall farther behind over the summler than other students.Experts say this can be prevented.They note that many schools and local governments offer programs that can help.
But calling them“summer school”could be a problem.The director of the summer learning center at Johns Hopkins, Ron Fairchild, said research with groups of different parents in Chicago and Baltimore found that almost all strongly disliked the term“summer school”.In American culture,the idea of summer vacation is connected to beliefs about freedom and the joys of childhood.The parents welcomed other terms like“summer camp。”“extra time”and“hands-on learning.”
小题1:According to the first paragraph,the summer learning gap     
A.helps children to gain weight
B.leads children to work harder
C.improves children’s memories
D.affects children’s regular studies
小题2:Compared to traditional schools,students in the year-round ones     
A.perform better and have more learning gains
B.have much less time for relaxation every year
C.have generally the same number of class days
D.hold more classes with more free weeks off
小题3:Which of the following statements is true?
A.Students from poor families often fall behind after the vacation.
B.Year-round schools can solve the problem of the learning gap
C.There are schools in each state following a year-round calendar
D.Nothing can help the students who fall behind after the vacation.
小题4:Why did almost all parents dislike the term“summer school”?
A.They are worried about the quailty of the“summer school”
B.They cherish the children’s rights of freedom very much.
C.They want their children to be forced to make up the gap.
D.They can’t afford to the further study during the vacation.
小题5:What would be the best title of this passage?
A.Opening Summer Camps
B.Forbidding Summer Schools
C.Minding the Summer Learning Gap
D.Reforming Year-Round Education

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In today’s Internet age, online games can be a change from the pressure of school and work. However, they can also cause problems and unhealthy addictions. This is most clearly seen in the example of South Korea. This country has the world’s highest percentage of high – speed Internet services. It has also a high number of game players who are addicted to online games.
In 2004, a young man died after playing online games almost nonstop for 86 hours. A 12 – year – old boy stole $ 16,000 from his father to continue online games which he could not get away from. Such problems are spreading to other parts of Asia as well. In 2005, it was reported that about 80 percent of China’s 13.8 million online game players were under 25. And many of these were said to be addicted. Such numbers point toward a growing problem among Chinese youth.
Dr. Sue – Huei Chen, a psychologist , discovered some signs of at – risk people. Such people often go online to escape from their problems. And they usually have no friendship or good social skills. They feel the need to spend more and more time online, so they may be absent from school or family. And they become upset if anyone tries to limit their online game playing.
小题1:The passage is mainly about          .
A.online gamesB.problems caused by online games
C.computer problems in AsiaD.problems caused by young people
小题2:In the passage, the writer tells us a fact that         .
A.South Korea has a large number of Internet schools
B.More and more young men are stealing money for online games
C.China’s online game players are all under the age of 25
D.Online game addiction is a very common problem in South Korea
小题3:After reading the passage, we know that in China         .
A.many young people are playing online games for fun
B.many young people are getting addicted to online games
C.only those under 25 like to play online games for long periods
D.80 percent of the Chinese depend on online games to get relaxed
小题4:According to the passage,      are more likely to become addicted to online games.
A.people under great pressure from school and work.
B.people well known in the field of computer games
C.people with unsolved problems and few friends
D.people who’d like to take a risk in computer games

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More and more often we heard of people talking about Karaoke(卡拉OK)。 But what on earth it is about, still remains a question for many people. Karaoke is a sort of acoustic equipment which was invented in Japan around the middle of the 1970"s. It means "a band without people" in Japanese. In fact, it is just a music tape without words. This equipment first appeared in some public houses and snack bars, and mainly for the customers to enjoy themselves. Most of the music in Karaoke was popular music. Therefore, at times, when anyone felt like it, he might sing songs to the accompaniment of the music that came from the equipment. Shortly after its invention, Karaoke was spread to the whole world. It was introduced to China and was welcomed by many people. Although you are not a good singer, or even sometimes you may sing out of tune, you can always enjoy yourself by singing Karaoke.
小题1:In this passage "band" means "group of persons ________."
A.who play games on the sports ground
B.who play music together
C.living in the same neighborhood
D.doing things together under a leader and with a common purpose
小题2:Karaoke is just a ______.
A.cassette tape with only music
B.cassette tape recorder
C.band from Japan
D.voice recording equipment
小题3:People went to public houses and snack bars ______when Karaoke appeared.
A.to have a good time
B.to have something to drink
C.to get something to eat
D.to buy the equipment
小题4:Karaoke was spread to the whole world ________.
A.as soon as it was invented
B.long before
C.not long after it was invented
D.before long
小题5: The main idea of this passage is ______.
A.all persons like to play Karaoke
B.to introduce Karaoke to the people
C.Karaoke is a wonderful equipment
D.Karaoke is used everywhere including snack bars

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Interview with a president
While many teenagers may dream of meeting with pop star Jay Chou or NBA hero Yao Ming, Li Jing had a far more powerful person on her mind. The Senior 2 from Beijing No.35 High School dreamt of meeting Russian President Vladimir Putin.
After more than a year of hard work and with a little good luck,Li fulfilled her dream.On October 11,2004,the 16-year-old girl joined a team of Chinese journalists who went to Kremlin,in Moscow,to interview Putin.
Li felt nervous before talking to Putin. “But his greeting and warm smile put me at ease,” she said.
Li admired Putin very much,because of his strong will and style of leadership. “He looks very cool,” Li said.During her interview,Li asked Putin whether he plans     to educate his two daughters to be officials in the future.Putin smiled and answered       he hopes they can do whatever job suits their interests and personalities.
Although li would only have several minutes,she started working on her interview questions last August after applying for the opportunity. “Journalists” work is by no means easy.You need to do lots of homework on your “interviewee,”she said.She read many books about Putin and Russia in her spare time.
Li’s parents encouraged her to be a student journalist. “We fully supported her,as long as it does not affects her studies,” said her father.Previously in her job for a student magazine, Chinese Young Journalists, she wrote a letter to President Hu Jintao during the SARS epidemic.
Li has learnt a lot from her experience.She said learning to manage her time and develop the confidence to speak with important people were not things she could learn in class.
小题1:The underlined word “interviewee”in the fifth paragragh probably means_____.
A.the person who interviews
B.the person who is interviewed
C.the person who knows how to interview
D.the person who plans to interview a famous people
小题2:Which of the following best descibes Li Jing’s parents’attitude towards her being a student journalist?
A.They think to be a student journalist is purely a waste of time.
B.they worry that to be a student journalist will affect her study.
C.They consider it is quite good for Li Jing on the condition of not
striking her study.
D.They neither support it nor object to it.
小题3:Li Jing is different from those students of her age in that______.
A.she doesn’t like pop star Jay Chou
B.she hates meeting with the NBA hero Yao Ming
C.she wants to meet neither Jay Chou or Yao Ming
D.she dreams of meeting the present powerful Russian leader

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